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Path Enterprise

Transform your mortgage process. Completely configurable workflows, roles and organizational structure, compliance controls, reporting, and easy-to-use borrower engagement tools give you maximum flexibility. Path Enterprise is the cloud-based digital mortgage solution designed to help you close more loans.

Transform your mortgage process with Path Enterprise
Count on Consistent Uptime

Count on Consistent Uptime

Relax with Path’s proven track record of more than 99.95 percent consistent system uptime you can rely on day in and day out.

Avoid Bottlenecks

Avoid Bottlenecks

Increase efficiency with multiple people working on one loan simultaneously. Activities are date- and time-stamped and tracked by each individual for full management transparency.

Lend Confidently with Agile Compliance

Lend Confidently with Agile Compliance

Employ proactive, automated compliance alerts, audit trails, parallel compliance workflow, and best-of-breed compliance-integrated partners to drive compliance throughout your operations.

Focus on People, Not Paperwork

Focus on People, Not Paperwork

Achieve a fully paperless workflow that seamlessly integrates every component of the closing process.

Capture More Leads

Capture More Leads

Allow your potential borrowers to initiate the loan process with the click of a button. Borrowers can complete in minutes from any mobile device.

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See how Path can help you

Easy and accessible

Easy and accessible

That’s what your borrowers demand. Give it to them with Zip, a Q&A-style borrower interview. Potential borrowers can get the loan process started from any mobile device, without confusing forms and paperwork. Data is automatically transferred into Path. Path is also embedded with an automated pricing engine that enables you to manage pricing, eligibility, and loan locking.

Reduce risk with Portfolio Underwriter

Reduce risk with our non-agency AUS and loan-loss reporting

Underwrite deals—even ones that don’t quite fit inside agency parameters with our non-agency automated underwriting system (AUS), Portfolio Underwriter. Our AUS reduces Fair Lending risk by giving you consistent, unbiased, and immediate decisions. Loan-loss reporting tells you the average loan loss on your current loan balance sheet and for future funding.

Minimize paper with Day 1 Certainty and Total eClose

Minimize paper with Day 1 Certainty and Total eClose

Day 1 Certainty automates loan origination processes while Total eClose seamlessly integrates every component of the closing process complete with eNotary and eVault services.

Since implementing Path, our bank has become more efficient—moving away from a very paper intensive process. We've put all documentation in Path and we use the virtual role desk to eliminate spreadsheets. Our loan officers know when their loans are on their virtual desks and they need to take action. The Path support team is very responsive, which is critical since we are implementing a new system and have disclosures that need to go out by certain dates."

Jeffrey Saxton - Vice President Mortgage Lending, Peoples State Bank

If your institution is looking for a modern loan origination system that will grow with your business, I highly recommend Path. We began using Path in July 2018 and have seen a decrease in operational disruption, since we no longer need to manage hardware or software updates. Our loan officers continue to be productive even when they’re not in the office because they can access the web-based LOS on any platform—any time, any place. And, best of all, Path costs less than our previous LOS.”

Taihun Cho - Manager, Fairway Asset Corporation

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