<?xml version='1.0' encoding='UTF-8'?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6458-exception-of-type-fannie-mae-dodu.common.doduexception-was-thrown</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/california-consumer-privacy-act-disclosure</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-02-28</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3307-verifying-access-rights-for-specific-users</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3028-lien-priority-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2515-where-is-the-borrower-signature-authorization-form</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3609-changing-the-pointcentral-admin-password</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1603-creating-print-groups-local-and-shared</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2701-connecting-point-to-data-folders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-148327</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/guardiandocs-seamlessly-integrated-with-calyx-software-integration-portal</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/GuardianDocs-pr.png</image:loc><image:caption>GuardianDocspr</image:caption><image:title>GuardianDocspr</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/selling-in-a-crisis</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Selling%20in%20a%20Crisis.jpeg</image:loc><image:caption>SellinginaCrisis</image:caption><image:title>SellinginaCrisis</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1117-defining-fee-types</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2408-filling-in-the-va-loan-comparison-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1112-specifying-the-til-consummation-date</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-path-integrates-landgorilla</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/calyx-path-integrates-landgorilla.png</image:loc><image:caption>calyxpathintegrateslandgorilla</image:caption><image:title>calyxpathintegrateslandgorilla</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-names-bob-dougherty-vice-president-of-business-development</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/MBANow_Bob-Dougherty-1.png</image:loc><image:caption>MBANowBobDougherty1</image:caption><image:title>MBANowBobDougherty1</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2302-populating-escrow-on-the-loan-estimate-and-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2616-using-task-reminders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6420-install.exe-generates-error-code-997-overlapping-i/o-operation-is-in-progress</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2816-copying-the-cardex-database-to-another-computer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6336-parameter-incorrect/common-language-runtime...-application-has-generated-an-exception-that-could-not-be-handled...accessing-custom-screens</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/loan-application-section-4-9</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-zip-now-integrated-with-accountchek-by-formfree</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Accountchek-formfree_430x300.jpg</image:loc><image:caption>Accountchekformfree430x300</image:caption><image:title>Accountchekformfree430x300</image:title></image:image><lastmod>2019-08-22</lastmod></url><url><loc>https://www.calyxsoftware.com/products/portfolio-producer</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/single-system.svg</image:loc><image:caption>singlesystem</image:caption><image:title>singlesystem</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Zip-1.jpg</image:loc><image:caption>CalyxZip1</image:caption><image:title>CalyxZip1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/faster-underwriting.svg</image:loc><image:caption>fasterunderwriting</image:caption><image:title>fasterunderwriting</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/demo.svg</image:loc><image:caption>demo</image:caption><image:title>demo</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/increased-transparency.svg</image:loc><image:caption>increasedtransparency</image:caption><image:title>increasedtransparency</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/portfolio-producer-consistent-results.jpg</image:loc><image:caption>portfolioproducerconsistentresults</image:caption><image:title>portfolioproducerconsistentresults</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/portfolio-producer-generate-reports.jpg</image:loc><image:caption>portfolioproducergeneratereports</image:caption><image:title>portfolioproducergeneratereports</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/portfolio-producer-save-time.jpg</image:loc><image:caption>portfolioproducersavetime</image:caption><image:title>portfolioproducersavetime</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/beautiful-computer-female-1549039.jpg</image:loc><image:caption>beautifulcomputerfemale1549039</image:caption><image:title>beautifulcomputerfemale1549039</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/reduced-risk.svg</image:loc><image:caption>reducedrisk</image:caption><image:title>reducedrisk</image:title></image:image><lastmod>2020-04-14</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6331-point-could-not-connect-to-point-data-server...response-is-not-well-formed-xml...wse-1608...no-xop-parts-were-located-in-the-stream</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7008-setting-the-loan-originators-list-for-use-with-the-company-main-page</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/docmagic-roadmap-for-eclosing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-fees-worksheet-lender/seller-credit-buttons</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3600-moving-pointcentral-to-a-new-server</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/statewide-funding-chooses-calyx-path-as-its-loan-origination-software-0</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/PVCMurcor-4.png</image:loc><image:caption>PVCMurcor4</image:caption><image:title>PVCMurcor4</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2021-11-04</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-321-loan-validation-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/path-training-library/kb-search-results</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Path%20Horizontal.png</image:loc><image:caption>CalyxPathHorizontal</image:caption><image:title>CalyxPathHorizontal</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Path%20Homepage.jpeg</image:loc><image:caption>PathHomepage</image:caption><image:title>PathHomepage</image:title></image:image><lastmod>2026-01-21</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc2720-crit0058-the-final-loan-amount-is-required-in-cash-to-close</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/common-compliance-pitfalls-and-how-to-avoid-them</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2026-02-13</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6016-applying-iupdates-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0037-indicate-if-the-liability-submitted-in-the-payoff-payments-section-is-secured-by-the-subject-property-or-an-indication-of-whether-t-1689626839693</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3133-loan-manual-indicator-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6645-exporting-reports-to-excel-causes-the-conversation-log-to-display</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6015-emailing-support-from-within-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3027-average-prime-offer-rate-percent-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-run-reports-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6363-pointstarter.exe-has-stopped-working-or-point-has-encountered-a-problem-and-needs-to-close</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2304-entering-impound-accounts-on-the-fees-impounds-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6614-statement-of-credit-denial-does-not-print-credit-bureau-address</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.2-release-notes</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3906-data-folder-structure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20KB%20Header.jpg</image:loc><image:caption>PointKBHeader</image:caption><image:title>PointKBHeader</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6343-if-ltv-exceeds-80-mi-certificate-number-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3016-construction-loan-indicator-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6617-view-credit-button-non-responsive/library-not-registered-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3553-3554</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2703-changing-the-data-folder-password-for-point-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-plp0150</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6431-multiple-step-ole-db-operation-generated-errors-check-each-ole-db-status-value-if-available-no-work-was-done</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6643-populate-liabilities-is-empty-after-requesting-credit</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5101-submitting-a-file-to-fannie-mae</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3115-interest-rate-required-on-buydown-with-false-subsidy-funding</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/PVCMurcor-4.png</image:loc><image:caption>PVCMurcor4</image:caption><image:title>PVCMurcor4</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/EVO%20Logo-1.png</image:loc><image:caption>EVOLogo1</image:caption><image:title>EVOLogo1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Zenly_Logo_052720.jpg</image:loc><image:caption>ZenlyLogo052720</image:caption><image:title>ZenlyLogo052720</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Statewide%20Logo-1.png</image:loc><image:caption>StatewideLogo1</image:caption><image:title>StatewideLogo1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/NXTsoft.png</image:loc><image:caption>NXTsoft</image:caption><image:title>NXTsoft</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/icons/arrow-right.svg</image:loc><image:caption>arrowright</image:caption><image:title>arrowright</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Asurity-2.png</image:loc><image:caption>Asurity2</image:caption><image:title>Asurity2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CalyxVision2020/0065_Vision-300x250_2020.jpg</image:loc><image:caption>0065Vision300x2502020</image:caption><image:title>0065Vision300x2502020</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Oaktree%20Funding%20Logo.jpg</image:loc><image:caption>OaktreeFundingLogo</image:caption><image:title>OaktreeFundingLogo</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CalyxVision2020/Josh-Linkner-Featured.jpg</image:loc><image:caption>JoshLinknerFeatured</image:caption><image:title>JoshLinknerFeatured</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Freddie%20Mac%20Logo.png</image:loc><image:caption>FreddieMacLogo</image:caption><image:title>FreddieMacLogo</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Mortech-Zillow-logo.jpg</image:loc><image:caption>MortechZillowlogo</image:caption><image:title>MortechZillowlogo</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3311-reassigning-template-sets</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3901-ssl-information</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3305-assigning-local-data-folder-access-rights</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-update-your-closing-cost-scenarios</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6310-no-matches-found-error-geocoding-lookup</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1414-generating-the-hmda-report</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.0-release</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3594-3616-3620-freddie-dqc2452-crit0230</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/progress-top-innovations-2019-nambai</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/innovationswinner.png</image:loc><image:caption>innovationswinner</image:caption><image:title>innovationswinner</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/the-digital-mortgage-revolution-where-weve-been-and-why-it-matters</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Digital%20Mortgage%20Revolution.jpg</image:loc><image:caption>DigitalMortgageRevolution</image:caption><image:title>DigitalMortgageRevolution</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2025-08-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6350-cannot-find-cdintf450.dll-or-cdintf550.dll</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8129-enabling-and-templating-borrower-document-collection-for-use-within-the-zip-interview-submission</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-to-default-data-in-point-so-i-dont-have-to-type-it-per-loan-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3605-installing-iis-and-required-server-roles</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-software-announces-enhancements-to-its-zip-point-of-sale-platform</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6433-connection-error-12019/12029-point-was-unable-to-connect-with</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2205-completing-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6384-normal.dot-in-use</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1904-enabling-pipeline-view</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/zip-easy-to-use-point-of-sale-individual-user-profiles-update</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Software%20Enhances%20Zip-1.jpg</image:loc><image:caption>CalyxSoftwareEnhancesZip1</image:caption><image:title>CalyxSoftwareEnhancesZip1</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyxsoftware-second-national-user-conference</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CalyxVision.png</image:loc><image:caption>CalyxVision</image:caption><image:title>CalyxVision</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6636-a-windows-installer-message-appears-with-command-switches-when-attempting-to-install-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8125-assigning-borrower-interview-configurations-to-loan-originators</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/can-i-create-additional-data-folders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/chat-with-the-experts-your-desktop-originator-questions-answered</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/key-competitive-advantage-for-2024</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Welcome%20to%20Simplicity-1.jpeg</image:loc><image:caption>WelcometoSimplicity1</image:caption><image:title>WelcometoSimplicity1</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3608-detaching/attaching-sql-database</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/webcaster-knowledge-base/kb-search-results</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx_PrimaryLogo_Horiz_white%20letters.png</image:loc><image:caption>CalyxPrimaryLogoHorizwhiteletters</image:caption><image:title>CalyxPrimaryLogoHorizwhiteletters</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Webcaster%20KB%20Header.jpg</image:loc><image:caption>WebcasterKBHeader</image:caption><image:title>WebcasterKBHeader</image:title></image:image><lastmod>2026-01-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6413-attachment-containing-data-file-could-not-be-created</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7014-modifying-borrower-email-notifications-for-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2809-understanding-ltv-and-cltv-calculations-loan-to-value-and-combined-loan-to-value</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/documents</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2025-10-17</lastmod></url><url><loc>https://www.calyxsoftware.com/assist</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-111352</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2755-update-existing-loan-files-from-your-mobile-device</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6752-fannie-mae-out-of-scope-/-freddie-mac-critical-edit</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6396-word-cannot-start-the-converter-sspdfcfg_x64</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/heloc-loans</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3009-personal-property-included-indicator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-to-store-business-affiliated-contacts-inside-of-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5400-requesting-employment-and-income-verifications-from-the-work-number-v10.6-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6001-running-point-administrator-as-an-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/choose-or-lose-selecting-an-los-that-fits-your-business-model</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Choose%20or%20Lose-%20Selecting%20an%20LOS%20That%20Fits%20Your%20Business%20Model.jpg</image:loc><image:caption>ChooseorLoseSelectinganLOSThatFitsYourBusinessModel</image:caption><image:title>ChooseorLoseSelectinganLOSThatFitsYourBusinessModel</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-09-03</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/where-is-my-company-information-populating-from</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3062-freddie-dqc1558-crit0043-the-interest-rate-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6435-failed-to-read-the-credit-provider-profile</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/guardiandocs-point-integration-to-reduce-processing-time</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Processing-times.png</image:loc><image:caption>Processingtimes</image:caption><image:title>Processingtimes</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-running-desktop-originator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6464-consistent-error-sending-document-package</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/webcaster-knowledge-base</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Webcaster%20KB%20Header.jpg</image:loc><image:caption>WebcasterKBHeader</image:caption><image:title>WebcasterKBHeader</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx_PrimaryLogo_Horiz_white%20letters.png</image:loc><image:caption>CalyxPrimaryLogoHorizwhiteletters</image:caption><image:title>CalyxPrimaryLogoHorizwhiteletters</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2026-01-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118337-subject-property-type-code-is-missing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1008-creating-installation-groups</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1124-adding-changed-circumstance-options</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2505-importing-word-documents-as-a-custom-form</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6447-section-of-the-act-error-118347-when-submitting-to-fannie-mae</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1107-entering-processing-center-information</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3526</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/the-2025-housing-market</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/2025%20Housing%20Market.jpg</image:loc><image:caption>2025HousingMarket</image:caption><image:title>2025HousingMarket</image:title></image:image><lastmod>2025-05-08</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2100-preventing-changes-to-the-va-funding-fee-on-the-loan-estimate-for-comparison-to-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8134-exporting-contacts-from-outlook-into-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/what-is-cecl-how-does-it-affect-mortgage-lending</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/What%20is%20CECL%2c%20and%20How%20Does%20It%20Affect%20Mortgage%20Lending.jpg</image:loc><image:caption>WhatisCECLandHowDoesItAffectMortgageLending</image:caption><image:title>WhatisCECLandHowDoesItAffectMortgageLending</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2019-08-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-dqc0609-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6622-only-1-custom-form-is-generated-when-e-mailing-multiple-custom-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1413-using-the-business-summary-report-with-excel</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6421-install.exe-generates-error-code-126-specified-module-could-not-be-found-and-code-1797-printer-unknown</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6428-....pnttempldatabasepointcdx.mdb-is-not-a-valid-path</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-112302-112418-112417-112404-code-9</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6362-error-invalid-argument</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1804-importing-encompass-files-into-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/the-true-cost-of-compliance</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Cost%20of%20Compliance.jpg</image:loc><image:caption>CostofCompliance</image:caption><image:title>CostofCompliance</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2025-05-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3023-freddie-dqc109-crit0046-a-payment-penalty-indicator-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1135-entering-dropdown-lists</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-document-packages</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-create-a-fee-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3600-3618-3625</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6427-could-not-lock-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6002-copying-the-winpoint.ini-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2209-closing-disclosure-field-mapping-tables</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1006-verifying-the-installed-microsoft-.net-framework-version</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6463-could-not-send-package-to-esignature-29-2</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/5-reasons-why-the-right-los-can-dramatically-grow-your-business</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/5%20Reasons%20Why%20the%20Right%20LOS%20Can%20Dramatically%20Grow%20Your%20Business.jpg</image:loc><image:caption>5ReasonsWhytheRightLOSCanDramaticallyGrowYourBusiness</image:caption><image:title>5ReasonsWhytheRightLOSCanDramaticallyGrowYourBusiness</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2019-08-26</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2753-securing-a-data-folder-for-point-mobile</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3900-best-practice-for-test-server-environment</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3302-late-charge-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-integrates-mortgage-services-provider-firstclose</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2308-completing-the-aggregate-adjustment-on-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0023-the-ability-to-repay-exemption-reason-type-is-required-and-must-be-loanprogram-or-propertyusage</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2601-using-brackets-or-subtraction-symbols</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2004-entering-a-second-employer-on-the-loan-application</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/sdk-user-guide-11.2</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1120-editing-the-service-provider-list-disclaimer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2502-inserting-word-fields-into-point-custom-forms.-if...then...else</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/upcoming-events</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2025-03-06</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.0-release-notes</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/using-the-task-manager-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0489-how-to-fill-in-the-privacy-policy-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8124-creating-borrower-interview-configurations</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-added-pointserv</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/does-point-integrate-directly-with-any-lenders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/top-5-tips-to-seamlessly-handle-change-management</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Top%205%20Tips%20to%20Seamlessly%20Handle%20Change%20Management%20Within%20Your%20Lending%20Team.jpg</image:loc><image:caption>Top5TipstoSeamlesslyHandleChangeManagementWithinYourLendingTeam</image:caption><image:title>Top5TipstoSeamlesslyHandleChangeManagementWithinYourLendingTeam</image:title></image:image><lastmod>2019-08-23</lastmod></url><url><loc>https://www.calyxsoftware.com/psg-training</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2023-06-09</lastmod></url><url><loc>https://www.calyxsoftware.com/products/zip</loc><video:video><video:thumbnail_loc>https://www.calyxsoftware.com/hubfs/Zip-Performace%20Delivered.mp4/medium.jpg</video:thumbnail_loc><video:title>Zip-Performace Delivered</video:title><video:description>Zip-Performace Delivered</video:description><video:content_loc>https://www.calyxsoftware.com/hubfs/Zip-Performace%20Delivered.mp4</video:content_loc><video:duration>358</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/manage-accounts.svg</image:loc><image:caption>manageaccounts</image:caption><image:title>manageaccounts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/process-more-loans.svg</image:loc><image:caption>processmoreloans</image:caption><image:title>processmoreloans</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Evolution%20of%20FinTech%20-%205%20Ways%20Technology%20is%20Changing%20Banking%20and%20Lending%20.jpg</image:loc><image:caption>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:caption><image:title>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/zip-hero.jpg</image:loc><image:caption>ziphero</image:caption><image:title>ziphero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zip%20Borrower%20Interview%20min.png</image:loc><image:caption>ZipBorrowerInterviewmin</image:caption><image:title>ZipBorrowerInterviewmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/borrowers-1.svg</image:loc><image:caption>borrowers1</image:caption><image:title>borrowers1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zip%20Borrower%20Dashboard%20min.png</image:loc><image:caption>ZipBorrowerDashboardmin</image:caption><image:title>ZipBorrowerDashboardmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/decrease-time.svg</image:loc><image:caption>decreasetime</image:caption><image:title>decreasetime</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zip%20Saves%20Time.png</image:loc><image:caption>ZipSavesTime</image:caption><image:title>ZipSavesTime</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/leads.svg</image:loc><image:caption>leads</image:caption><image:title>leads</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20of%20Sale%20Banner.jpg</image:loc><image:caption>PointofSaleBanner</image:caption><image:title>PointofSaleBanner</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/no-hidden-costs.svg</image:loc><image:caption>nohiddencosts</image:caption><image:title>nohiddencosts</image:title></image:image><lastmod>2025-07-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6354-application-cannot-be-started.-contact-the-application-vendor</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/5-reasons-why-a-digital-mortgage-benefits-lenders</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/5%20Reasons%20Why%20a%20Digital%20Mortgage%20Benefits%20Lenders.jpg</image:loc><image:caption>5ReasonsWhyaDigitalMortgageBenefitsLenders</image:caption><image:title>5ReasonsWhyaDigitalMortgageBenefitsLenders</image:title></image:image><lastmod>2019-08-07</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8004-using-the-company-main-site-for-zip-with-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6304-credit-status-error-when-requesting-credit-from-corelogic-credco</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/for-pointcentral-admins-how-to-create-business-rules</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1132-automatically-populating-the-lei-number-on-the-hmda-reporting-2018-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6333-pds-error-code-105-representative-name-mismatch.-you-are-only-allowed-to-save-your-own-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6601-duplicate-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2311-housing-expenses-synchronizing-the-loan-application-with-the-loan-estimate-and-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6013-general-security-update-instructions</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/mortgage-market-exchange</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6405-parameter-incorrect-in-point-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6410-could-not-start-print-driver</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3402-disabling-the-finalize-hmda-data-and-lock-screen-check-box</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6439-response-file-cannot-be-read</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2207-entering-poc-paid-outside-of-closing-items-on-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3315-copying-the-hmda-report-from-the-default-template-set-to-a-custom-template-set-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/statewide-funding-chooses-calyx-path-as-its-loan-origination-software</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Statewide%20Logo-1.png</image:loc><image:caption>StatewideLogo1</image:caption><image:title>StatewideLogo1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2021-09-23</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-integrates-equifax-and-american-flood-research</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7004-adding-new-users-to-your-admin-zip-account</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8133-zenly-adding-fha/va-lender-id-to-the-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-generate-documents-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/matching-cash-to-close-on-loan-estimate-and-fees-worksheet</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6450-request-error.-fannie-mae-do/du-exception-has-thrown</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/zenly-integration-with-freddie-mac-loan-product-advisor</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Freddie%20Mac%20Logo.png</image:loc><image:caption>FreddieMacLogo</image:caption><image:title>FreddieMacLogo</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1903-networking-the-pnttempl-folder-for-shared-cardex-and-templates</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8121-updating-user-information-for-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-mortgage-calculator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/keys-to-your-non-qm-lending-success-how-to-launch-or-expand-your-non-qm-pipeline</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/avoid-the-headache-how-an-los-executes-the-loan-process-with-absolute-precision</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/How%20an%20LOS%20Executes%20the%20Loan%20Process%20with%20Absolute%20Precision.jpg</image:loc><image:caption>HowanLOSExecutestheLoanProcesswithAbsolutePrecision</image:caption><image:title>HowanLOSExecutestheLoanProcesswithAbsolutePrecision</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6306-class-not-registered</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/oaktree-funding-joins-calyx-point-as-a-participating-lender</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Oaktree%20Funding%20Logo.jpg</image:loc><image:caption>OaktreeFundingLogo</image:caption><image:title>OaktreeFundingLogo</image:title></image:image><lastmod>2021-08-17</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6430-you-cannot-make-changes-to-the-design-of-the-database-at-this-replica</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/is-it-time-to-ditch-your-current-loan-origination-software</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Is%20It%20Time%20to%20Ditch%20Your%20Current%20Loan%20Origination%20Software.jpg</image:loc><image:caption>IsItTimetoDitchYourCurrentLoanOriginationSoftware</image:caption><image:title>IsItTimetoDitchYourCurrentLoanOriginationSoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2019-05-07</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1902-configuring-a-laptop-to-work-on-and-off-the-network</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/preparing-your-lender-package-in-5-steps-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1501-creating-a-master-file-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8109-matching-a-mortgage-liability-to-real-estate-owned</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6380-unable-to-retrieve-printer-device</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6406-data-folder-security-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6375-internal-server-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5401-selecting-an-investor-or-investor-programs-when-submitting-for-closing-documents-or-initial-disclosures</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/loan-application-section-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2312-completing-the-closing-costs-worksheet</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2012-right-to-receive-appraisal</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.2-release</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crm-benefits</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6338-unable-to-grant-you-access-to-any-of-the-data-folder-you-selected.-please-try-again</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8119-previewing-documents</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/all-about-non-qm-loans-why-the-surge-in-popularity</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/All%20About%20Non-QM%20Loans%20Why%20the%20Surge%20in%20Popularity%20.jpg</image:loc><image:caption>AllAboutNonQMLoansWhytheSurgeinPopularity</image:caption><image:title>AllAboutNonQMLoansWhytheSurgeinPopularity</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-10-22</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6371-third_party_delivery-is-part-of-the-combined-export</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc835-crit0066-no-earnest-or-excess-deposit-for-a-refinance</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6366-error-fatal-execution-engine-error...when-opening-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2614-entering-non-occupying/non-married-borrowers-to-submit-to-loan-product-advisor-lpa</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6639-windows-update-that-affects-pdf-conversion-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2801-loan-search-across-multiple-data-folders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6429-index-is-out-of-bounds-of-the-array</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2821-contacting-questsoft-for-calyx-verifyde-support</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6414-unspecified-failure-has-occurred-/-msmapi-failure-/-valid-session-id-does-not-exist-/-outlook-does-not-launch-when-e-mailing-from-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-dqc1318-crit0136-dqc1320-crit0137-dqc1310-crit0266-dqc544-crit0240-dqc2965-crit0140</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/first-american-title</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-to-create-disclosures-and-print-groups-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-business-rules-for-administrators-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1606-determining-which-va-loan-comparison-form-will-print</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8111-reviewing-and-completing-the-loan-estimate-le-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/products/ink-it</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/compliance-made-easy.svg</image:loc><image:caption>compliancemadeeasy</image:caption><image:title>compliancemadeeasy</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/costs.svg</image:loc><image:caption>costs</image:caption><image:title>costs</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/software-costs.svg</image:loc><image:caption>softwarecosts</image:caption><image:title>softwarecosts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/INK-it%20bottom%20image-min.png</image:loc><image:caption>INKitbottomimagemin</image:caption><image:title>INKitbottomimagemin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/INK-it.png</image:loc><image:caption>INKit</image:caption><image:title>INKit</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/regulations.svg</image:loc><image:caption>regulations</image:caption><image:title>regulations</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/INK-it%20hero%20image.png</image:loc><image:caption>INKitheroimage</image:caption><image:title>INKitheroimage</image:title></image:image><lastmod>2021-10-18</lastmod></url><url><loc>https://www.calyxsoftware.com/demo</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/social-suggested-images/www.calyxsoftware.comhs-fshubfsCalyx%20Logos%20and%20HeadersCalyx_PrimaryLogo_Horiz_RGB-2.png</image:loc><image:caption>wwwcalyxsoftwarecomhsfshubfsCalyxLogosandHeadersCalyxPrimaryLogoHorizRGB2</image:caption><image:title>wwwcalyxsoftwarecomhsfshubfsCalyxLogosandHeadersCalyxPrimaryLogoHorizRGB2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2026-01-20</lastmod></url><url><loc>https://www.calyxsoftware.com/mortgage-technology-clients/banks-and-credit-unions</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/borrowers.svg</image:loc><image:caption>borrowers</image:caption><image:title>borrowers</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/fi-hero.jpg</image:loc><image:caption>fihero</image:caption><image:title>fihero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/locations.svg</image:loc><image:caption>locations</image:caption><image:title>locations</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/grow.svg</image:loc><image:caption>grow</image:caption><image:title>grow</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/favicon.png</image:loc><image:caption>favicon</image:caption><image:title>favicon</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/customer-support.jpg</image:loc><image:caption>customersupport</image:caption><image:title>customersupport</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/system-updates.svg</image:loc><image:caption>systemupdates</image:caption><image:title>systemupdates</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point-central.svg</image:loc><image:caption>pointcentral</image:caption><image:title>pointcentral</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/track-leads.svg</image:loc><image:caption>trackleads</image:caption><image:title>trackleads</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/workflow.svg</image:loc><image:caption>workflow</image:caption><image:title>workflow</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2023-08-25</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3030-freddie-crit0029-current-rate-set-date-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3301-integrated-disclosure-issued-date-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8120-setting-up-your-zip-site</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8113-managing-your-borrower-sets-in-a-loan-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2503-does-point-have-an-arm-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6349-unhandled-exception-has-occurred-in-your-application...-an-unexpected-error-occurred-on-a-send</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2301-freezing-loan-estimate-fees-for-comparison-to-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7007-using-the-company-main-site-for-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-1-user-not-authenticated</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/zenly-administrator-training</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2015-completing-the-redesigned-loan-application-urla-form-1003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6302-the-request-failed-with-http-status-413-request-entity-too-large</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0033-the-regulation-z-excluded-bona-fide-discount-points-are-required-when-the-corresponding-indicator-is-true</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8100-importing-external-loan-files-into-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3420-purchase-paid-by-borrower-closing-adjustment-other-credits-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2803-copying-point-files-to-a-cd-rom-and-back-onto-a-computer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5403-requesting-or-importing-credit-reports</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/templates-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6373-clr-80004005.-the-program-will-now-terminate-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3533-3534</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-5-code-7-cannot-parse-the-ri-xml</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-111300</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/trid-2.0.-what-you-need-to-know-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6415-failed-to-create-c....formslegal.pdf</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2619-entering-construction-handling-inspection-fees</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1602-emailing-and-saving-point-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6496-au-and-lp-errors-during-freddie-mac-loan-product-advisor-lpa-s2s-submission</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-add-users/user-groups-to-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6398-template-settings-were-not-found.-this-may-not-be-a-valid-point-template-directory</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.2-user-guide</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-not-show-any-individual-loan-originators-on-the-company-main-page</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2605-entering-loan-conditions</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6474-valuation-method-required-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6737-common-problems-with-the-freddie-mac-interface</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-integrates-virpack</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/VirPack-Calyx.png</image:loc><image:caption>VirPackCalyx</image:caption><image:title>VirPackCalyx</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-113997-submitted-loan-application-has-errors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8110-entering-a-construction-to-permanent-loan-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/new-urla</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3596-3597-3598-3602-3615-3622-3644-dqc536-crit0245</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6320-error-code-37-the-file-you-have-requested-is-currently-in-use-or-reserved-by</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6422-pcf-failed-to-get-auto-file-name</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8126-using-the-company-main-site-for-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/introduction-to-zenly-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc737-the-regulation-z-total-calculated-points-and-fees-amount-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6648-shortcut-toolbar-is-missing-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1605-printing-the-unmarried-addendum-for-the-redesigned-loan-application-form-1003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8101-entering-user-level-service-settings</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6638-blank-credit-reports</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/can-borrowers-upload-documents-via-their-phone</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2627-importing-a-fannie-3.4-xml-file-into-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/loan-application-borrower-information-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6358-point-opens-briefly-before-closing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8122-setting-conditions-on-the-document-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2405-fha/mip-cancellation</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2754-configuring-point-mobile-to-synch-with-your-point-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8128-resending-a-zip-borrower-interview-to-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1002-installing-microsoft-.net-framework</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6618-mycalyx-installation-proxy/firewall-troubleshooting</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-change-the-status-of-loan</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2507-creating-and-editing-custom-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/dont-let-a-down-market-keep-you-down</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/AdobeStock_126042815-1.jpeg</image:loc><image:caption>AdobeStock1260428151</image:caption><image:title>AdobeStock1260428151</image:title></image:image><lastmod>2023-08-22</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3404-freddie-dqc2719-crit0057-a-total-closing-costs-amt-is-required-in-the-cash-to-close-table</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/path-training-library</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Path%20Homepage.jpeg</image:loc><image:caption>PathHomepage</image:caption><image:title>PathHomepage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Path%20Horizontal.png</image:loc><image:caption>CalyxPathHorizontal</image:caption><image:title>CalyxPathHorizontal</image:title></image:image><lastmod>2026-01-21</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2519-completing-the-1098-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3301-adding-users</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/deephaven-non-qm-products</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Deephaven-Non-QMx300.png</image:loc><image:caption>DeephavenNonQMx300</image:caption><image:title>DeephavenNonQMx300</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6322-pds-error-codes-a-list-of-pointcentral-error-codes</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2759-requirements-for-using-point-mobile-on-your-mobile-device</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2310-completing-the-fees-worksheet</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3305-a-late-charge-type-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118346-government-refinance-type-is-missing-or-invalid</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6370-fatal-error-608-no-flood-insurance-code-found.-a-special-feature-code-of-170-175-or-180-is-required-for-each-loan</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/portfolio-underwriter-available-through-calyx-software</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Portfolio-underwriter.png</image:loc><image:caption>Portfoliounderwriter</image:caption><image:title>Portfoliounderwriter</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118348-118350-a-goc-god-data-section-is-not-valid</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8112-completing-the-tax-return-requests-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3606-moving-sql-from-32-to-64-bit-server</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-names-bob-dougherty-executive-vice-president</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/MBANow_Bob-Dougherty-1.png</image:loc><image:caption>MBANowBobDougherty1</image:caption><image:title>MBANowBobDougherty1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-11-code-plp0253-aus-key-could-not-be-found</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-customizing-dropdown-menus</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6346-point-does-not-open</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6401-point-stops-working-when-selecting-a-document-for-ucd-export</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6352-this-action-is-only-valid-for-products-that-are-currently-installed</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6635-login-box-disappears-after-entering-password</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3610-pointcentral-data-backup</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1142-enabling-the-supplemental-consumer-information-form-scif</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2019-completing-section-5-of-the-redesigned-loan-application-form-1003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6368-cannot-insert-the-value-null-into-column-average-prime-offer-rate-apr-spread-table-los-prod-dbo-batchloan-column-does-not-allow-nulls.-1689608734936</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6391-runtime-error-in-program-cwinpointautoword.exe</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6009-running-the-microsoft-.net-framework-cleanup-utility</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/webinars</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-06-09</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/why-the-right-los-is-a-business-strategy-not-just-software</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Business%20Strategy.jpg</image:loc><image:caption>BusinessStrategy</image:caption><image:title>BusinessStrategy</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2026-04-01</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1116-configuring-the-fha-consumer-choice-disclosure-notice-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6399-all-folders-inaccessible-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-create-escrow-template-tables-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2350-finalizing-hmda-data-and-locking-the-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/its-possible-to-quickly-implement-new-loan-origination-software</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/True%20or%20False%20It%E2%80%99s%20Possible%20to%20Quickly%20Implement%20New%20Loan%20Origination%20Software.jpg</image:loc><image:caption>TrueorFalseItsPossibletoQuicklyImplementNewLoanOriginationSoftware</image:caption><image:title>TrueorFalseItsPossibletoQuicklyImplementNewLoanOriginationSoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2019-09-18</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-complete-a-full-force-sync-in-pointcentral-data-fields</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3568-3585-3604-3605-3606-3607-3614-freddie-dqc502-crit0116</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1119-defining-late-documents</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-integrates-valutrust-solutions-and-closeline-settlements-services</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Computer.png</image:loc><image:caption>Computer</image:caption><image:title>Computer</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6359-citizenship-residency-type-is-required-for-the-primary-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6604-duplicate-min-numbers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2813-copying-a-point-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/competitive-edge-leverage-marketing-tools-in-point-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-names-robert-shumake-national-sales-consultant</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/robert-blog-image.png</image:loc><image:caption>robertblogimage</image:caption><image:title>robertblogimage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-07-09</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2615-creating-a-simultaneous-second-mortgage-piggyback</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-you-create-business-rules-in-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-create-data-folders-in-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-software-announced-the-release-of-an-electronic-signature-product-ink-it</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx-ink-it.png</image:loc><image:caption>Calyxinkit</image:caption><image:title>Calyxinkit</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3201-migrating-data-folders-templates-and-cardex-databases-to-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-integrates-ticor-title-insurance-and-wolters-kluwer-flood-certifications</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-pulling-credit</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3039-freddie-crit0026-automated-underwriting-system-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/are-fee-cures-draining-your-profits-and-your-patience</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Fee%20Cures%20Draining.jpg</image:loc><image:caption>FeeCuresDraining</image:caption><image:title>FeeCuresDraining</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2025-09-12</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/originating-loans-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0022-the-ability-to-repay-method-type-is-required-and-must-be-exempt-or-general</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1111-adding-your-company-logo-to-forms-and-letters</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6606-anti-steering-disclosure-does-not-calculate-cash-to-close-correctly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-enabling-the-supplemental-consumer-information-form-scif</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6434-error-when-submitting-for-verifications-through-the-work-number</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-to-attach-my-master-template-to-my-zip-applications</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/third-user-conference</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CalyxVision2020/0065_Vision-300x250_2020.jpg</image:loc><image:caption>0065Vision300x2502020</image:caption><image:title>0065Vision300x2502020</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2020-06-11</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-path-integrates-lodestar</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/easy-implemenation.jpg</image:loc><image:caption>easyimplemenation</image:caption><image:title>easyimplemenation</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3125-excluded-bona-fide-discount-point-indicator-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5000-running-final-qm-and-populating-the-data-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2702-understanding-secured-areas-when-using-point-security</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3303-create-a-data-folder-in-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/working-with-borrowers-digitally-webinar-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3031-loan-purpose-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2810-how-the-maturity-date-is-populated</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.0-release-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6443-point-was-unable-to-connect-to-....network-connection-no-longer-available...system.net/defaultproxy</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6395-the-opendatasource2000-method-or-property-is-not-available-because-the-object-refers-to-a-protected-area-of-the-document</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2620-calculating-cash-to-close-for-loans-with-a-simultaneous-second-piggyback</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3026-ability-to-repay-method-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3029-the-regulation-z-total-loan-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2206-entering-adjustments-payoffs-and-payments-on-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-assign-a-loan-originator-to-a-loan-file-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/118321-subject-property-indicator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3203-updating-the-additional-fields-table</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-setting-up-and-accessing-key-vendors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5500-exporting-data-to-ucd-xml</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6457-request-error-forbidden-403-when-submitting-to-fannie-mae</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-integrates-essent-guaranty-mortgage-insurance</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/insurance.png</image:loc><image:caption>insurance</image:caption><image:title>insurance</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3044-property-valuation-amount-or-property-estimated-value-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5505-fannie-mae-common-error-codes</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2812-point-directories-and-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2602-checking-the-apr</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6345-pointstarter-has-stopped-working.-windows-is-checking-for-a-solution</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2704-creating-a-new-data-folder-using-point-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3015-annual-percentage-rate-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tolerance-screen-and-resetting-the-baseline</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6651-closing-costs-or-prepaid-finance-charges-do-not-calculate-correctly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.2-system-requirements</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/working-with-borrowers-digitally-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6611-incorrect-cltv-calculation</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1125-creating-the-default-conditions-list</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/power-your-pipeline-with-sprout-mortgage</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-148327-lea-goa</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2102-completing-the-loan-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/a-chat-with-freddie-mac-your-loan-product-advisor-questions-answered</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6454-error-retrieving-data</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-added-unisource-to-its-services-menu</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Unisource-Calyx-network.png</image:loc><image:caption>UnisourceCalyxnetwork</image:caption><image:title>UnisourceCalyxnetwork</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2028-split-co-borrower-into-separate-application</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1139-setting-the-zip/webcaster-preferences</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6382-could-not-find-the-file.-verify-that-the-correct-path/file-name-are-given</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3602-restoring-pointcentral-data-from-a-backup</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6372-if-loan-originator-is-correspondent-the-correspondent-sfc-must-be-provided-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1129-enabling-the-date-prepared-field</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/quicken-and-calyx-unveil-new-loan-origination-software</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Quicken-loans-calyx.jpg</image:loc><image:caption>Quickenloanscalyx</image:caption><image:title>Quickenloanscalyx</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6353-unable-to-load-pdk.dll</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-integrates-rexhub-and-avantus</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6613-prepaid-finance-charges-do-not-total-correctly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3412-freddie-dqc2800-crit0061-a-total-amt-due-from-borrower-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7015-enabling-item-forwarding</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3103-mycalyx-digital-key</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6402-point-stops-working-when-opening-document-management</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1302-using-stacking-orders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2700-backing-up-point-data-files-using-point-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/win-more-business</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/loan-application-section-2-3</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2800-checking-your-point-version</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2020-completing-section-7-8-of-the-redesigned-loan-application-form-1003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3636-3640</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6649-updating-point-to-latest-version-but-the-old-version-still-opens</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-running-in-loan-product-advisor</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3310-verifying-access-rights-for-user-groups-and-userstemplates-and-cardex</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6369message/deal_sets/deal_set/deals/deal/loans/loan/loan_state/loanstatedate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1126-setting-up-the-default-escrow-account-payments</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1122-adding-the-warehouse-lender-dropdown-list-options</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3200-enabling-calyx-pricer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6623-nothing-happens-when-you-click-the-install-button-from-the-mycalyx-installation-web-page</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1103-automatically-storing-documents-from-vendors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8505-fannie-mae-common-error-codes</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8107-assigning-a-loan-originator-to-a-file-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2404-entering-3.5-down-payment-on-the-203k-worksheet</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3012-assumability-indicator-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/how-to-find-loan-software-that-you-can-trust-in-the-new-era-of-compliance</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/How%20to%20Find%20Loan%20Software%20That%20You%20Can%20Trust%20in%20the%20New%20Era%20of%20Compliance.jpg</image:loc><image:caption>HowtoFindLoanSoftwareThatYouCanTrustintheNewEraofCompliance</image:caption><image:title>HowtoFindLoanSoftwareThatYouCanTrustintheNewEraofCompliance</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1010-getting-started-with-mycalyx</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7012-creating-borrower-interview-configurations</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3537-3538</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6499-object-encoding-type-required-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2314-qm-bona-fide-discount-compliance</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/ty/demo</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><lastmod>2021-01-13</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3633</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-originating-with-self-employed-borrowers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6381-point-freezes-when-e-mailing/printing-custom-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3018-freddie-dqc283-crit0042-the-note-amount-is-required-and-must-be-greater-than-0</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6462-connectivity-error-occurs-after-a-windows-update</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-30000307-invalid-lender</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6456-0xe0434f4d-/-point-crashes-when-viewing-fannie-mae-results</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6334-error-point-could-not-connect-to-point-data-server...unable-to-connect-to-remote-server</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2103-entering-payoffs-and-adjustments-on-the-loan-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1115-entering-the-servicing-disclosure-statement-information</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/transact-effortlessly-with-leading-wholesale-lenders</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CWM.jpg</image:loc><image:caption>CWM</image:caption><image:title>CWM</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2024-09-27</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1105-configuring-the-privacy-policy-disclosure-settings</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1405-using-the-loan-pipeline-report-with-excel</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6440-unknown-error-code-800c0008</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1809-exporting-a-point-file-to-a-fannie-mae-format-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6014-setting-access-rights-and-securing-data-folders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3300-adding-users-to-a-user-group</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8105-generating-documents-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6490-installation-requires-the-use-of-microsoft-edge-version-87-or-higher-message</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1133-enabling-auto-file-naming</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1410-generating-the-regulatorconnect-report</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/second-national-user-conference-agenda</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CalyxVision-San-Francisco.png</image:loc><image:caption>CalyxVisionSanFrancisco</image:caption><image:title>CalyxVisionSanFrancisco</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyxsoftware-first-annual-national-user-conference</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-point-dropdown-lists-setup-users</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8114-applying-templated-escrow-tables-to-a-file-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6397-the-file-is-being-used-by-someone-else.-do-you-want-to-open-the-file-as-read-only-mode</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7017-setting-conditions-on-the-document-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2203-indicating-100-lender-paid-fees-on-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8117-creating-a-fee-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6640-e-mailing-a-file-or-form-opens-outlook-but-clicking-send-does-nothing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8108-editing-liabilities</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/mortgage-technology-clients/mortgage-bankers</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/loan-quality.svg</image:loc><image:caption>loanquality</image:caption><image:title>loanquality</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point-central.svg</image:loc><image:caption>pointcentral</image:caption><image:title>pointcentral</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/regulations.svg</image:loc><image:caption>regulations</image:caption><image:title>regulations</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/integrate-software.svg</image:loc><image:caption>integratesoftware</image:caption><image:title>integratesoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/favicon.png</image:loc><image:caption>favicon</image:caption><image:title>favicon</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Portfolio_Producer-2-24.png</image:loc><image:caption>PortfolioProducer224</image:caption><image:title>PortfolioProducer224</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/experience.svg</image:loc><image:caption>experience</image:caption><image:title>experience</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/mortgage-bankers-hero.jpg</image:loc><image:caption>mortgagebankershero</image:caption><image:title>mortgagebankershero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/mortgage-bankers-your-dedicated-customer-support-team.jpg</image:loc><image:caption>mortgagebankersyourdedicatedcustomersupportteam</image:caption><image:title>mortgagebankersyourdedicatedcustomersupportteam</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/pricing-info.svg</image:loc><image:caption>pricinginfo</image:caption><image:title>pricinginfo</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/software-costs.svg</image:loc><image:caption>softwarecosts</image:caption><image:title>softwarecosts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><lastmod>2023-08-25</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-originating-with-multiple-borrowers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6392-windows-could-not-print-due-to-the-current-printer-setup</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5407-cannot-view-credit-in-point-view-credit-button-greyed-out</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6706-hmda-report-missing-from-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6311-pds-error-code-3-the-maximum-allowed-number-of-tasks-per-list-has-been-reached</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-alerts-and-alert-configuration</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/the-content-of-element-deal_sets-is-not-complete</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-385-either-lender-id-or-sponsored-originator-ein</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6386-autoword-command-not-available</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6632-calyx-point-has-encountered-a-problem-it-could-not-recover-from...printing-a-marketing-form</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1134-disabling-pipeline-view</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6626-credit-scores-or-factors-do-not-import-into-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3629</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-administrators-feature-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8103-using-desktop-originator-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3591-3647</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/about-calyx</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/2019-TECH100-Full%20Color-01.png</image:loc><image:caption>2019TECH100FullColor01</image:caption><image:title>2019TECH100FullColor01</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/about-hero-2.jpg</image:loc><image:caption>abouthero2</image:caption><image:title>abouthero2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/accuracy.svg</image:loc><image:caption>accuracy</image:caption><image:title>accuracy</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/innovationswinner.png</image:loc><image:caption>innovationswinner</image:caption><image:title>innovationswinner</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/efficiency.svg</image:loc><image:caption>efficiency</image:caption><image:title>efficiency</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/innovation.svg</image:loc><image:caption>innovation</image:caption><image:title>innovation</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/loan-process.jpg</image:loc><image:caption>loanprocess</image:caption><image:title>loanprocess</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/reliability.svg</image:loc><image:caption>reliability</image:caption><image:title>reliability</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/about/HW%20Vanguard%20Award.png</image:loc><image:caption>HWVanguardAward</image:caption><image:title>HWVanguardAward</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6324-underlying-connection-was-closed...-the-remote-certificate-is-invalid-according-to-the-validation-procedure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0515-entering-the-originators-e-mail-address-on-the-good-faith-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/products/point/point-central/hosting-services</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/focusit-165-trans.png</image:loc><image:caption>focusit165trans</image:caption><image:title>focusit165trans</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/MWS%20Logo%20Light.png</image:loc><image:caption>MWSLogoLight</image:caption><image:title>MWSLogoLight</image:title></image:image><lastmod>2023-07-14</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3403-projected-payment-estimated-tax-and-insurance-type-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6701-files-created-offline-do-not-import</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3529-3530</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1609-updating-print-groups</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/fannie-mae-request-code-118337</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/vendor-spotlight-advantage-credit</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Ad%20Credit%20Logo.jpg</image:loc><image:caption>AdCreditLogo</image:caption><image:title>AdCreditLogo</image:title></image:image><lastmod>2023-03-14</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1812-exporting-data-from-point-to-microsoft-access-2003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5506-freddie-mac-common-errors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3601-installing-microsoft-sql-server-express-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3401-freddie-dqc058-crit0049-at-least-one-projected-payment-period-is-required-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6455-point-was-unable-to-communicate-with-fannie-mae-servers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/zip-administrator-training-new-control-options-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3506-3542-3550-3551-3555-3556-freddie-dqc2911-crit0123-dqc1327-crit0126-dqc2917-crit0127</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-3321</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-add-a-new-user-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2612-tracking-loan-status-and-progress</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/pre-approval-vs-pre-qualification-why-it-matters-more-in-todays-market</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2026-03-16</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0677-entering-the-nmls-and-state-licensing-number</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2520-completing-the-combined-transmittal-summary-1008</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2822-entering-adjustable-rate-mortgage-arm-loans-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3122-ability-to-repay-exemption-reason-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2400-risk-based-premiums-for-fha-mortgage-insurance</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0003-a-disbursement-date-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-the-reference-number-of-the-selected-credit-agency-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/why-the-best-loan-origination-software-decreases-risk-and-increases-revenue</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/A%20True%20Win-Win-%20Why%20the%20Best%20Loan%20Origination%20Software%20Decreases%20Risk%20and%20Increases%20Revenue.jpg</image:loc><image:caption>ATrueWinWinWhytheBestLoanOriginationSoftwareDecreasesRiskandIncreasesRevenue</image:caption><image:title>ATrueWinWinWhytheBestLoanOriginationSoftwareDecreasesRiskandIncreasesRevenue</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-07-30</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2806-using-point-in-system-help-feature</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/mortgage-loan-origination-software-resources</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/placeholder/blog-featured.jpg</image:loc><image:caption>blogfeatured</image:caption><image:title>blogfeatured</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/kb-search-results</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zenly%20KB%20Header.jpg</image:loc><image:caption>ZenlyKBHeader</image:caption><image:title>ZenlyKBHeader</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3637-3641-3642</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1003-updating-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/professional-services</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/professional-services-hero.jpg</image:loc><image:caption>professionalserviceshero</image:caption><image:title>professionalserviceshero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/professional-services-what-you-get.jpg</image:loc><image:caption>professionalserviceswhatyouget</image:caption><image:title>professionalserviceswhatyouget</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-user-profile</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-loan-program-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1611-saving-point-attachments-from-an-e-mail</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6011-renaming-the-fannie.ini-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3025-freddie-dqc053-crit0056-the-amount-of-the-estimated-taxes-insurance-assessments-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3902-verifying-the-pointcentral-version</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6403-none-of-the-data-folders-are-accessible-at-this-time</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3017-amortization-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1303-importing-uniform-appraisal-dataset-uad-xml</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3603-dqc1416-crit0090</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8002-customizing-dropdowns-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2817-creating-cardex-categories-and-entering-records</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3560</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3311-ucd-error-regulation-z-total-affiliate-fees-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/partner-spotlight-flagstar-bank</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Flagstar%20Graphic.jpg</image:loc><image:caption>FlagstarGraphic</image:caption><image:title>FlagstarGraphic</image:title></image:image><lastmod>2023-06-16</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6356-a-valid-property-type-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/symptom-when-you-log-into-pointcentral-an-error-occurs-point-could-not-connect-to-point-data-server.-the-details-are-response-is-not-well-fo-1689617459845</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/calyx-cares-provides-little-big-things-to-help-the-homeless</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-05-09</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6495-loan-product-advisor-request-plp0005-error-message-when-running-freddie-mac-lpa-system-to-system</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/zip-admin-training-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-remove-data-folders-and-templates-from-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6436-the-transaction-could-not-be-registered-with-calyx-for-some-reason..the-underlying-connection-was-closed-the-remote-name-could-not-be-resolved</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8127-setting-the-loan-originators-list-for-use-with-the-company-main-page</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/quick-resolutions-to-common-error-messages-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/filling-out-the-escrow-section-on-loan-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-mortgage-calculator-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3011-mi-required-indicator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6394-open-data-source-2000</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1811-exporting-cardex-records-to-outlook-contacts</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3405-determining-if-a-rule-is-enabled-or-disabled-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/growing-your-business-with-oaktree-funding</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2309-entering-aggregate-adjustment-for-hud-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6411-printing-reports-causes-point-to-crash-with-an-error-or-the-report-prints-nonsense-text</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0035-the-regulation-z-total-calculated-loan-amount-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/where-do-i-enter-user-level-credentials-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2506-where-is-the-fair-lending-notice</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3612-modifying-settings-through-the-pointcentral-configuration-wizard-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-setup-google-analytics-in-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-dqc0022-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1412-inserting-fields-into-a-report</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8001-adding-a-new-user-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0020-an-escrow-indicator-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3123-loan-price-quote-interest-rate-percent-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3515-3535-3536</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6642-duplicate-credit-reports-returned-for-different-requests</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6007-opening-a-windows-command-prompt-as-an-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6730-ucd-document-category-or-type-options-are-not-available-in-document-management</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/9999-principalreduction-does-not-match-enumeration-facet-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/technology-in-mortgage-lending</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Technology%20Saved%20the%20Mortgage%20Industry.jpeg</image:loc><image:caption>TechnologySavedtheMortgageIndustry</image:caption><image:title>TechnologySavedtheMortgageIndustry</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://www.calyxsoftware.com/webcaster-knowledge-base/kb-404</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Webcaster%20KB%20Header.jpg</image:loc><image:caption>WebcasterKBHeader</image:caption><image:title>WebcasterKBHeader</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx_PrimaryLogo_Horiz_white%20letters.png</image:loc><image:caption>CalyxPrimaryLogoHorizwhiteletters</image:caption><image:title>CalyxPrimaryLogoHorizwhiteletters</image:title></image:image><lastmod>2026-01-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/can-loan-originators-have-their-own-landing-page</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/custom-forms-webinar-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3308-assigning-access-rights-to-a-cardex-database</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/can-point-be-installed-on-a-mac</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6412-printing-a-verification-form-causes-point-to-close-or-crash-with-an-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/fannie-mae-request-code-118314</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/docmagic-va-loan-comparison</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3102-installing-pointcentral-for-the-first-time</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1138-enabling-freddie-mac-loan-product-advisor-system-to-system</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6330-restore-failed-for-server...-exclusive-access-could-not-be-obtained-because-the-database-is-in-use</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3411-freddie-dqc796-crit0060-a-cash-to-close-item-of-cash-to-close-total-with-the-final-amount-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5203-marking-your-loan-as-refi-possible-for-submitting-to-freddie-mac</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3042-real-property-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1504-applying-a-master-file-template-to-a-new-loan</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3416-closing-adjustment-paid-by-borrower-type-required-on-purchase</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/power-your-pipeline-with-loanstream-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1810-exporting-data-from-point-to-act</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2750-using-point-mobile-with-point-and-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2208-comparing-tolerance-for-the-loan-estimate-and-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/why-2025-heloc-lending-requires-a-digital-first-approach</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/HELOC.jpg</image:loc><image:caption>HELOC</image:caption><image:title>HELOC</image:title></image:image><lastmod>2025-07-29</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/closing-costs</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/products/point</loc><video:video><video:thumbnail_loc>https://www.calyxsoftware.com/hubfs/Calyx%20Industry%20Connect.mp4/medium.jpg</video:thumbnail_loc><video:title>Calyx Industry Connect</video:title><video:description>Calyx Industry Connect</video:description><video:content_loc>https://www.calyxsoftware.com/hubfs/Calyx%20Industry%20Connect.mp4</video:content_loc><video:duration>41</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/costs.svg</image:loc><image:caption>costs</image:caption><image:title>costs</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/demo.svg</image:loc><image:caption>demo</image:caption><image:title>demo</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/mortgage-experts.jpg</image:loc><image:caption>mortgageexperts</image:caption><image:title>mortgageexperts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/questsoft.png</image:loc><image:caption>questsoft</image:caption><image:title>questsoft</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/factualdata.png</image:loc><image:caption>factualdata</image:caption><image:title>factualdata</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point-central.svg</image:loc><image:caption>pointcentral</image:caption><image:title>pointcentral</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/dh-mtg.png</image:loc><image:caption>dhmtg</image:caption><image:title>dhmtg</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/freedom-mortgage.png</image:loc><image:caption>freedommortgage</image:caption><image:title>freedommortgage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Website%20Images/Document%20Management%20Solutions.jpg</image:loc><image:caption>DocumentManagementSolutions</image:caption><image:title>DocumentManagementSolutions</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/specs.svg</image:loc><image:caption>specs</image:caption><image:title>specs</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Point-1.jpg</image:loc><image:caption>CalyxPoint1</image:caption><image:title>CalyxPoint1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/advantage-credit.png</image:loc><image:caption>advantagecredit</image:caption><image:title>advantagecredit</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/win.svg</image:loc><image:caption>win</image:caption><image:title>win</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20Loan%20Pipeline%20-%20min-1-1.png</image:loc><image:caption>PointLoanPipelinemin11</image:caption><image:title>PointLoanPipelinemin11</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point-hero.jpg</image:loc><image:caption>pointhero</image:caption><image:title>pointhero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20Document%20Management.png</image:loc><image:caption>PointDocumentManagement</image:caption><image:title>PointDocumentManagement</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/arch.png</image:loc><image:caption>arch</image:caption><image:title>arch</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/cbcinnovis.png</image:loc><image:caption>cbcinnovis</image:caption><image:title>cbcinnovis</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/relationships.svg</image:loc><image:caption>relationships</image:caption><image:title>relationships</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/time.svg</image:loc><image:caption>time</image:caption><image:title>time</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/plaza-home-mortgage.png</image:loc><image:caption>plazahomemortgage</image:caption><image:title>plazahomemortgage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/convert-prospects.jpg</image:loc><image:caption>convertprospects</image:caption><image:title>convertprospects</image:title></image:image><lastmod>2025-07-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-adjustable-rate-mortgages</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/path-nxtsoft-integration</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/NXTsoft.png</image:loc><image:caption>NXTsoft</image:caption><image:title>NXTsoft</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/path-training-library/kb-404</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Path%20Homepage.jpeg</image:loc><image:caption>PathHomepage</image:caption><image:title>PathHomepage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Path%20Horizontal.png</image:loc><image:caption>CalyxPathHorizontal</image:caption><image:title>CalyxPathHorizontal</image:title></image:image><lastmod>2026-01-21</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2018-completing-section-4-of-the-redesigned-loan-application-form-1003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2403-completing-the-fha/va-addendum-to-urla-hud-form-92900-a</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/solving-common-errors-in-dodu-lpa-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2521-completing-the-lender-loan-information-screens</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2752-obtaining-the-url-and-security-key</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1608-printing-letter-size-forms-on-legal-size-paper</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3114-interest-rate-required-on-adjustable-amortization</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6612-negative-cash-flow-is-doubled-on-the-combined-transmittal-summary-when-there-is-a-co-borrower-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8003-entering-company-level-service-settings-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/loan-application-table</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3417-closing-adjustment-type-seller-credit-required-on-purchase-when-paid-by-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0018-a-grace-period-is-required-for-a-percentageoftotalpayment-late-payment-type</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2757-point-mobile-2.1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-enhances-its-product-and-pricing-engine</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Product-Pricing-Engine.png</image:loc><image:caption>ProductPricingEngine</image:caption><image:title>ProductPricingEngine</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6309-pds-error-code-5-the-maximum-number-of-cardex-records-per-list-has-been-reached</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8135-exporting-point-cardex-into-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6348-error-opening-installation-log-file.-verify-that-the-specific-log-file-location-exists-and-is-writable</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2613-swapping-borrowers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5501-adding-the-ucd-document-category-and-types-manually</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/patrice-power-named-marketing-director</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Dallas.png</image:loc><image:caption>Dallas</image:caption><image:title>Dallas</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/contact-us</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/support.svg</image:loc><image:caption>support</image:caption><image:title>support</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/integrated-partners.svg</image:loc><image:caption>integratedpartners</image:caption><image:title>integratedpartners</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/active-compliance.svg</image:loc><image:caption>activecompliance</image:caption><image:title>activecompliance</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/anytime-access.svg</image:loc><image:caption>anytimeaccess</image:caption><image:title>anytimeaccess</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2025-10-24</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-assign-user-group-access-rights-to-data-folders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3304-removing-data-folders-and-templates</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1130-restoring-document-category-and-type-default-settings</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2504-inserting-todays-date-on-a-custom-form</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1610-e-mail-a-custom-form-to-multiple-borrowers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6378-you-do-not-have-sufficient-privileges-to-update-the-registry</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3100-updating-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2823-understanding-the-apr</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5408-docmagic-common-questions</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/does-point-support-state-specific-forms-or-custom-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1800-importing-fannie-mae-format-files-into-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1500-populating-the-lei-from-a-master-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-06-invalid-login-name/password</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0002</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3302-creating-user-groups</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/dont-let-a-down-market-keep-you-down-part-2</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Down%20Market%20Part%202.jpg</image:loc><image:caption>DownMarketPart2</image:caption><image:title>DownMarketPart2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-10-27</lastmod></url><url><loc>https://www.calyxsoftware.com/products/point-of-sale</loc><video:video><video:thumbnail_loc>https://www.calyxsoftware.com/hubfs/Zip-Performace%20Delivered.mp4/medium.jpg</video:thumbnail_loc><video:title>Zip-Performace Delivered</video:title><video:description>Zip-Performace Delivered</video:description><video:content_loc>https://www.calyxsoftware.com/hubfs/Zip-Performace%20Delivered.mp4</video:content_loc><video:duration>358</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/decrease-time.svg</image:loc><image:caption>decreasetime</image:caption><image:title>decreasetime</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zip%20Borrower%20Dashboard%20min.png</image:loc><image:caption>ZipBorrowerDashboardmin</image:caption><image:title>ZipBorrowerDashboardmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/borrowers-1.svg</image:loc><image:caption>borrowers1</image:caption><image:title>borrowers1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/zip-hero.jpg</image:loc><image:caption>ziphero</image:caption><image:title>ziphero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/process-more-loans.svg</image:loc><image:caption>processmoreloans</image:caption><image:title>processmoreloans</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zip%20Saves%20Time.png</image:loc><image:caption>ZipSavesTime</image:caption><image:title>ZipSavesTime</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/no-hidden-costs.svg</image:loc><image:caption>nohiddencosts</image:caption><image:title>nohiddencosts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/leads.svg</image:loc><image:caption>leads</image:caption><image:title>leads</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Evolution%20of%20FinTech%20-%205%20Ways%20Technology%20is%20Changing%20Banking%20and%20Lending%20.jpg</image:loc><image:caption>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:caption><image:title>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20of%20Sale%20Banner.jpg</image:loc><image:caption>PointofSaleBanner</image:caption><image:title>PointofSaleBanner</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/manage-accounts.svg</image:loc><image:caption>manageaccounts</image:caption><image:title>manageaccounts</image:title></image:image><lastmod>2025-06-30</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-zenly-adjustable-rate-mortgages</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6323-the-underlying-connection-was-closed-could-not-establish-trust-relationship-with-remote-server</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/benefits-results-from-calyx</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/more-loans.svg</image:loc><image:caption>moreloans</image:caption><image:title>moreloans</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/favicon.png</image:loc><image:caption>favicon</image:caption><image:title>favicon</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/real-time.svg</image:loc><image:caption>realtime</image:caption><image:title>realtime</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/technology-that-keeps-up.jpg</image:loc><image:caption>technologythatkeepsup</image:caption><image:title>technologythatkeepsup</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/fast-roi.svg</image:loc><image:caption>fastroi</image:caption><image:title>fastroi</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/decrease-costs.svg</image:loc><image:caption>decreasecosts</image:caption><image:title>decreasecosts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/shorten-your-close-cycle.jpg</image:loc><image:caption>shortenyourclosecycle</image:caption><image:title>shortenyourclosecycle</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/compliant.svg</image:loc><image:caption>compliant</image:caption><image:title>compliant</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/los.svg</image:loc><image:caption>los</image:caption><image:title>los</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/los-flexibility.svg</image:loc><image:caption>losflexibility</image:caption><image:title>losflexibility</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/integrated-partners.svg</image:loc><image:caption>integratedpartners</image:caption><image:title>integratedpartners</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/professionals.jpg</image:loc><image:caption>professionals</image:caption><image:title>professionals</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/books-break-coffee-927451.jpg</image:loc><image:caption>booksbreakcoffee927451</image:caption><image:title>booksbreakcoffee927451</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6700-custom-rule-is-not-triggered-when-loan-is-closed</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2016-completing-section-1-of-the-new-urla-v10.6-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/accurate-document-service</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/accurate-document-service-inc-logo-final-1.jpg</image:loc><image:caption>accuratedocumentserviceinclogofinal1</image:caption><image:title>accuratedocumentserviceinclogofinal1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/archive-and-delete-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-company-defaults</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6332-the-time-on-the-pds-server-is-more-than-24-hours</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6008-uninstalling-microsoft-.net-framework</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6441-point-lef-errors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6740-disclosure-document-crash-or-cushion-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/western-ohio-mortgage-chooses-path</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/western-ohio-mortgage-2.jpg</image:loc><image:caption>westernohiomortgage2</image:caption><image:title>westernohiomortgage2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2020-11-18</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1900-networking-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/ordering-initial-and-closing-disclosures-from-docmagic</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/save-time-with-cardex-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3527</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/products/zenly</loc><video:video><video:thumbnail_loc>https://www.calyxsoftware.com/hubfs/Calyx%20Industry%20Connect.mp4/medium.jpg</video:thumbnail_loc><video:title>Calyx Industry Connect</video:title><video:description>Calyx Industry Connect</video:description><video:content_loc>https://www.calyxsoftware.com/hubfs/Calyx%20Industry%20Connect.mp4</video:content_loc><video:duration>41</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/process-more-loans.svg</image:loc><image:caption>processmoreloans</image:caption><image:title>processmoreloans</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/AdobeStock_274910535.jpeg</image:loc><image:caption>AdobeStock274910535</image:caption><image:title>AdobeStock274910535</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zenly%20and%20Zip%20min.png</image:loc><image:caption>ZenlyandZipmin</image:caption><image:title>ZenlyandZipmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zenly%20Borrower%20Page%20min.png</image:loc><image:caption>ZenlyBorrowerPagemin</image:caption><image:title>ZenlyBorrowerPagemin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Zenly-1.jpg</image:loc><image:caption>CalyxZenly1</image:caption><image:title>CalyxZenly1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/benefits/integrated-partners.svg</image:loc><image:caption>integratedpartners</image:caption><image:title>integratedpartners</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/support/professional-services.svg</image:loc><image:caption>professionalservices</image:caption><image:title>professionalservices</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Evolution%20of%20FinTech%20-%205%20Ways%20Technology%20is%20Changing%20Banking%20and%20Lending%20.jpg</image:loc><image:caption>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:caption><image:title>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zenly%20Pipeline%20View%20min.png</image:loc><image:caption>ZenlyPipelineViewmin</image:caption><image:title>ZenlyPipelineViewmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/instant-gratification.svg</image:loc><image:caption>instantgratification</image:caption><image:title>instantgratification</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2026-03-25</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6342-evaluation-errors-submitting-uldd-files-to-freddie-mac-selling-system</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/kb-404</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20KB%20Header.jpg</image:loc><image:caption>PointKBHeader</image:caption><image:title>PointKBHeader</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6400-winpoint.exe-system-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6600-documents-stored-in-the-document-repository-do-not-display-correctly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6407-point-freezes-when-converting-pdf</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/getting-started-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6321-sdk-error-codes-activation-errors-on-the-development-system-or-during-runtime</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0938-entering-broker-and-lender-license-numbers-on-the-loan-estimate-and-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5201-submitting-a-request-through-lpa-s2s</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-312-credential-get-inst-name-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1127-entering-the-ecoa-address</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/preparing-the-loan-estimate-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6624-my-computer-crashed-how-do-i-install-point-on-another-computer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3424-freddie-dqc3002-crit0066-the-deposit-on-sales-contract-amount-is-required-and-must-be-greater-than-or-equal-to-0</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2513-entering-an-extra-payment-every-x-amount-of-months</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6347-error-1935-an-error-occurred-during-installation-of-the-assembly-component</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-for-another-user-to-pull-in-someone-else-application-document-request-and-edisclosures</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6319-the-underlying-connection-was-closed...authentication-failed-because-the-remote-party-has-closed-the-transport-stream</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/document-management.-getting-started-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/josh-linkner-virtual-vision-keynote-speaker</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/CalyxVision2020/Josh-Linkner-Featured.jpg</image:loc><image:caption>JoshLinknerFeatured</image:caption><image:title>JoshLinknerFeatured</image:title></image:image><lastmod>2020-07-08</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7005-updating-user-information-for-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3010-mortgage-type-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0040-the-total-payoffs-and-payments-amount-is-required-for-a-refinance-loan-on-the-alternate-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2802-point-default-folder-structure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tips-to-increase-efficiency-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1505-creating-custom-report-templates</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-assign-a-temple-set-to-a-user/user-group</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7002-setting-up-your-zip-site</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/point-11.2-release</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/cloud-based-origination-platform-zenly</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Zenly_Logo_052720.jpg</image:loc><image:caption>ZenlyLogo052720</image:caption><image:title>ZenlyLogo052720</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2020-05-28</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6607-truth-in-lending-disclosure-prints-separately-for-married-borrowers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-resend-edisclosure-that-has-expired-to-a-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc054-crit0054-estimated-taxes-insurance-assessments-description-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3043-sales-contract-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6734-mortgage-payments-removed-when-submitting-to-lp</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6340-failed-to-load-resources-from-resource-file-please-check-your-setup</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2201-excluding-sellers-transaction-from-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6602-help-links-display-the-same-parameters-for-all-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3521-3539-3540</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6328-pds-error-code-11-client-internal-error.-invalid-condition-in-request</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6426-the-template-specified-a-column-column-name-which-does-not-exist-in-the-input-data-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6341-no-loan-programs-were-found-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6409-temp.brw-was-not-found</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3573-3574-3583</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/zenly-mortgage-market-exchange</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/basic-reports-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6647-the-months-field-for-the-first-change-can-occur-in-on-the-gfe-does-not-populate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1004-installing-or-reinstalling-point-via-mycalyx</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0038-a-liability-type-is-required-and-must-be-a-valid-enumeration-in-the-payoffs-and-payments-section</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0142-completing-the-title-and-escrow-tables</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/contact-support</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/social-suggested-images/www.calyxsoftware.comhs-fshubfsCalyx%20Logos%20and%20HeadersCalyx_PrimaryLogo_Horiz_RGB-2.png</image:loc><image:caption>wwwcalyxsoftwarecomhsfshubfsCalyxLogosandHeadersCalyxPrimaryLogoHorizRGB2</image:caption><image:title>wwwcalyxsoftwarecomhsfshubfsCalyxLogosandHeadersCalyxPrimaryLogoHorizRGB2</image:title></image:image><lastmod>2025-05-27</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6452-creating-dispatch-failed</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-create-a-fee-template-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6703-expired-ssl-certificate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc2728-crit0059-payoffs-and-payments-total-required-in-cash-to-close</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1106-entering-the-denial-letter-address</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/products/point/point-central</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/anytime-access.svg</image:loc><image:caption>anytimeaccess</image:caption><image:title>anytimeaccess</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/onboarding.svg</image:loc><image:caption>onboarding</image:caption><image:title>onboarding</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/freedom-mortgage.png</image:loc><image:caption>freedommortgage</image:caption><image:title>freedommortgage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point.svg</image:loc><image:caption>point</image:caption><image:title>point</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/PointCentral%20Credit%20Vendors-min.png</image:loc><image:caption>PointCentralCreditVendorsmin</image:caption><image:title>PointCentralCreditVendorsmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/QL-RocketProTPO-BW.jpg</image:loc><image:caption>QLRocketProTPOBW</image:caption><image:title>QLRocketProTPOBW</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/factualdata.png</image:loc><image:caption>factualdata</image:caption><image:title>factualdata</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/improved-accuracy.svg</image:loc><image:caption>improvedaccuracy</image:caption><image:title>improvedaccuracy</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/arch.png</image:loc><image:caption>arch</image:caption><image:title>arch</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/close-more-loans.jpg</image:loc><image:caption>closemoreloans</image:caption><image:title>closemoreloans</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/cbcinnovis.png</image:loc><image:caption>cbcinnovis</image:caption><image:title>cbcinnovis</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/PointCentral%20Users-min.png</image:loc><image:caption>PointCentralUsersmin</image:caption><image:title>PointCentralUsersmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/True%20or%20False%20It%E2%80%99s%20Possible%20to%20Quickly%20Implement%20New%20Loan%20Origination%20Software.jpg</image:loc><image:caption>TrueorFalseItsPossibletoQuicklyImplementNewLoanOriginationSoftware</image:caption><image:title>TrueorFalseItsPossibletoQuicklyImplementNewLoanOriginationSoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/specs.svg</image:loc><image:caption>specs</image:caption><image:title>specs</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/advantage-credit.png</image:loc><image:caption>advantagecredit</image:caption><image:title>advantagecredit</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20PointCentral.jpg</image:loc><image:caption>CalyxPointCentral</image:caption><image:title>CalyxPointCentral</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/dh-mtg.png</image:loc><image:caption>dhmtg</image:caption><image:title>dhmtg</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/PointCentral%20Secure%20Files-min.png</image:loc><image:caption>PointCentralSecureFilesmin</image:caption><image:title>PointCentralSecureFilesmin</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/Point%20of%20Sale.jpeg</image:loc><image:caption>PointofSale</image:caption><image:title>PointofSale</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/plaza-home-mortgage.png</image:loc><image:caption>plazahomemortgage</image:caption><image:title>plazahomemortgage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/demo.svg</image:loc><image:caption>demo</image:caption><image:title>demo</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/questsoft.png</image:loc><image:caption>questsoft</image:caption><image:title>questsoft</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/compliance-made-easy.svg</image:loc><image:caption>compliancemadeeasy</image:caption><image:title>compliancemadeeasy</image:title></image:image><lastmod>2025-07-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6609-entering-the-va-funding-fee</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2811-copying/moving-point-files-from-one-data-folder-to-another</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-to-customize-point-for-enhanced-data-collection-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3404-determining-which-rule-is-assigned-to-a-user-or-user-groups</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1411-generating-reports-based-on-the-status-of-a-loan</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-30000300</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3002-subject-property-postal-code</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-pull-credit-and-import-liabilities-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3120-homeowners-insurance-premium-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6424-column-width-does-not-belong-to-table</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3508-3531-3532</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/can-i-install-my-point-seat-on-multiple-devices</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6337-common-language-runtime...application-has-generated-an-exception-that-could-not-be-handled...opening/printing-verifications</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2600-opening-more-than-one-file-at-a-time</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6603-the-navigation-panel-is-stretched-across-the-entire-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1123-defining-impound-types</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2029-dti-debt-to-income-ratio</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/the-mcr-report-quarterly-revolution</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Alternative%20Mortgage%20Finance%20Options.jpg</image:loc><image:caption>AlternativeMortgageFinanceOptions</image:caption><image:title>AlternativeMortgageFinanceOptions</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2025-07-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3557-3601-3635</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1600-printing-the-4506-t-form-married-filing-separately</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2512-processing-an-interest-only-loan</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc057-crit0055-payment-taxes-insurance-assessment-desc-not-required-unless-type-is-other</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8506-common-freddie-mac-errors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2608-removing-a-verification-of-assets-voa-report-from-a-loan-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/generating-marketing-emails-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/nar-settlement-impact-on-mortgage-brokers</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/NAR%20Settlement.jpg</image:loc><image:caption>NARSettlement</image:caption><image:title>NARSettlement</image:title></image:image><lastmod>2024-03-27</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6012-updating-windows</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1101-setting-the-days-per-calendar-year</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2815-exporting-cardex-records-to-create-mailing-labels</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2618-editing-a-task</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6379-invalid-template-path</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0032-the-mortgage-loan-interest-rate-for-which-the-price-quote-is-calculated-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3607-changing-the-sql-sa-password</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1121-creating-stacking-orders</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2307-entering-lender-paid-compensation-to-broker</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-118000</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-announces-zip-enhancements</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/AdobeStock_307169262.jpeg</image:loc><image:caption>AdobeStock307169262</image:caption><image:title>AdobeStock307169262</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1802-importing-byte-files-into-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6010-deleting-all-files-in-the-applications-work-directory</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6442-incorrect-data-was-returned-when-requesting-credit</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7016-using-email-signatures-in-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/custom-screens-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2017-completing-section-2-3-of-the-redesigned-loan-application</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6307-error-1606-could-not-access-network-location</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2624-removing-a-verified-asset-from-a-loan-file-in-point-v10.4-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6335-error-reading-file-it-may-be-corrupt-/-the-users-folder-settings-are-not-found...contact-your-point-system-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1806-batch-import-data-into-point-from-excel</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3410-integrated-disclosure-cash-to-close-item-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118000-underwriting-checklist-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-dqc1331-crit0102</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1110-creating-document-categories-and-types</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1005-uninstalling-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/aggregate-adjustment-on-the-closing-disclosure-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3421-freddie-dqc2723-crit0065-who-paid-closing-adjustment-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-111300-at-least-one-new-credit-report-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2021-completing-section-9-of-the-redesigned-loan-application-form-1003</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/top-5-mistakes-that-delay-closings-and-how-to-prevent-them</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2026-02-25</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/symptom-when-you-attempt-to-open-a-custom-form-document-the-following-error-occurs-autoword-the-opendatasource2000-method-or-property-is-not-1689612464580</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6313-file-not-found.-no-user-folder-settings-have-been-specified</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/am-i-able-to-plug-the-get-start-button-into-my-companys-website</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-admin-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/open-the-point-file.-from-the-menu-bar-select-services-avm.-select-the-provider-from-the-avm-provider-dropdown-list.-in-the-report-type-sect-1687796275553</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-11-missing-userpartyroleidentifier</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3422-closing-cost-fund-ucd-paid-by-borrower-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6408-no-printout-information-found</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/running-freddie-mac-lpa</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-completing-the-written-list-of-service-providers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-merge-two-separate-zip-applications-together-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8000-entering-your-company-information-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-import-external-loan-files-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118358-multiple-properties-exist-in-the-reo-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/where-do-i-enter-company-level-service-credentials-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0016-a-late-charge-type-is-required-and-must-be-a-valid-enumeration</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8006-templating-escrow-tables-for-use-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6339-common-language-runtime...application-has-generated-an-exception-that-could-not-be-handled-/-parameter-incorrect...when-opening-a-file-1689604107788</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-to-request-documents-when-the-borrower-is-filling-out-the-application</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3565</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5502-specifying-which-aus-report-to-use-in-the-ucd-export</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-to-generate-an-excel-spreadsheet-of-borrowers-names-and-email-addresses</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/why-a-trusted-los-provider-makes-all-the-difference</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Why%20a%20Trusted%20LOS%20Provider%20Makes%20All%20the%20Difference.jpg</image:loc><image:caption>WhyaTrustedLOSProviderMakesAlltheDifference</image:caption><image:title>WhyaTrustedLOSProviderMakesAlltheDifference</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2020-05-27</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6003-running-point-as-an-administrator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2200-completing-the-payoffs-and-payments-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7010-resending-a-zip-borrower-interview-to-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1408-generating-mailing-labels</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-11-code-plp0247-you-are-requesting-to-release-on-a-transaction-that-was-not-assigned-to-this-counterparty</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6627-months-for-prepaid-items-are-automatically-recalculated</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3307-disbursement-date-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/3-tips-to-lower-mortgage-lending-costs</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/3%20Tips%20to%20Lower%20Mortgage%20Lending%20Costs.jpg</image:loc><image:caption>3TipstoLowerMortgageLendingCosts</image:caption><image:title>3TipstoLowerMortgageLendingCosts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/4-ways-that-changes-in-the-mortgage-industry-will-affect-lending</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/4%20Ways%20That%20Changes%20in%20the%20Mortgage%20Industry%20Will%20Affect%20Lending.jpg</image:loc><image:caption>4WaysThatChangesintheMortgageIndustryWillAffectLending</image:caption><image:title>4WaysThatChangesintheMortgageIndustryWillAffectLending</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-07-22</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/borrower-expectations-during-covid-19-pandemic</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Adapt%20or%20Disappoint%20Meeting%20Borrower%20Expectations%20in%20the%20Era%20of%20COVID.jpeg</image:loc><image:caption>AdaptorDisappointMeetingBorrowerExpectationsintheEraofCOVID</image:caption><image:title>AdaptorDisappointMeetingBorrowerExpectationsintheEraofCOVID</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1415-reporting-with-new-application-table-fields-json</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6388-word-found-locked-fields-during-update.-word-cannot-update-the-locked-fields</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/wayne-spencer-is-mismo-certified</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/convert-prospects.jpg</image:loc><image:caption>convertprospects</image:caption><image:title>convertprospects</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3314-enabling-hmda-register-info-in-pointcentral-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6327-pointcentral-server-is-not-properly-licensed-and-unable-to-log-you-in</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/keys-to-your-non-qm-lending-success-series-current-and-future-state-of-non-qm</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1007-editing-point-users-in-mycalyx</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2305-transferring-fees-from-the-fees-worksheet-to-the-hud-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6444-code-req-000-the-principal-does-not-have-permission-to-access-this-resource</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/2019-hw-tech100-winners-calyx</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/2019-TECH100-Winner-Calyx-2.png</image:loc><image:caption>2019TECH100WinnerCalyx2</image:caption><image:title>2019TECH100WinnerCalyx2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118316-occupancy-declaration-missing-for-applicant</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3047-construction-loan-loan-maturity-period-count-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-give-access-right-to-the-cardex-database-in-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3402-freddie-dqc4006-crit0050-projected-payment-estimated-total-maximum-payment-amount-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6423-pcf-file-could-not-be-extracted</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2629-including-lender-paid-compensation-on-lender-loan-information-page-2-v10.6-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6374-an-object-is-not-set-to-an-instance-of-an-object</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2607-where-to-enter-the-settlement-date-on-the-hud-1-pg.1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3304-late-charge-percent-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2609-enter-contact-information-for-the-appraiser-title-escrow-company-and-other-agencies</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/embracing-modern-technology-for-evolving-investor-needs</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/MCR%20Quarterly%20Report.jpg</image:loc><image:caption>MCRQuarterlyReport</image:caption><image:title>MCRQuarterlyReport</image:title></image:image><lastmod>2025-07-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6644-the-text-of-an-e-mail-is-not-sent-when-e-mailing-files-from-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6751-installation-configuration-and-troubleshooting-resources</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-140004-credit-failures</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2510-applying-escrow-account-on-the-gfe-form</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-0</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/5-expert-appraisal-tips-for-loan-originators</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/5%20Expert%20Appraisal%20Tips%20for%20Loan%20Originators.jpg</image:loc><image:caption>5ExpertAppraisalTipsforLoanOriginators</image:caption><image:title>5ExpertAppraisalTipsforLoanOriginators</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2019-10-28</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/zip-best-practices-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6650-lender-paid-compensation-to-broker-does-not-print-on-loan-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-loan-comparison</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6646-the-open-access-offering-identifier-does-not-transfer-to-loan-prospector</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6432-code-a50-source-credit-bureau-unable-to-find-specified-checkbox-product</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2756-creating-new-loan-files-from-your-mobile-device</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7013-assigning-borrower-interview-configurations-to-loan-originators</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6735-interest-only-identifier-does-not-transfer-to-freddie-mac-loan-prospector</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3419-loan-adjustment-disclosure-subsection-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1416-running-standard-mcr-nmls-call-report-standard</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/support.svg</image:loc><image:caption>support</image:caption><image:title>support</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/time.svg</image:loc><image:caption>time</image:caption><image:title>time</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Zenly.png</image:loc><image:caption>Zenly</image:caption><image:title>Zenly</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20-%20Your%20Trusted%20Partner%20in%20Loan%20Origination.jpg</image:loc><image:caption>CalyxYourTrustedPartnerinLoanOrigination</image:caption><image:title>CalyxYourTrustedPartnerinLoanOrigination</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/results.svg</image:loc><image:caption>results</image:caption><image:title>results</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20Logo-1.png</image:loc><image:caption>PointLogo1</image:caption><image:title>PointLogo1</image:title></image:image><lastmod>2026-01-05</lastmod><priority>1.0</priority></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8104-requesting-borrower-documents-through-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-mortgage-calculator</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2818-importing-outlook-contacts-into-the-cardex-database</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6615-gfe-service-providers-list-does-not-print-the-list-of-providers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2024-code-plp0245-the-loan-product-advisor-identifier-could-not-be-matched</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1300-adding-and-using-document-categories-and-types</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/where-do-i-enter-company-default-information-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8102-pulling-credit-and-importing-liabilities</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0001-the-closing-disclosure-issued-date-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-11.0-system-requirements</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/1tribal-loans-for-native-americans</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Lending.png</image:loc><image:caption>Lending</image:caption><image:title>Lending</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6489-user-not-found-error-when-installing-point-using-the-chromium-based-microsoft-edge-browser</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5406-requesting-title-reports</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3007-the-escrow-indicator-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-0-general-failure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2026-ucd-manual-entry-enumeration-index</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5800-preparing-a-loan-for-ucd-export</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/is-there-a-way-for-my-processors-to-receive-the-same-alerts-as-my-loan-originators-when-they-have-an-application-submitted-document-uploaded-1693417876160</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3400-applying-rule-definitions-to-users-and-user-groups</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3414-freddie-dqc2801-crit0062-paid-by-borrower-amount-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6385-invalid-class-strin</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6404-the-data-folder-is-owned-by-someone-else-or-it-cannot-be-reached-at-this-time</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2820-printing-the-cardex-database-records</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/global-dms-integrates-evo-appraisal-management-platform-with-calyx-softwares-point-los</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/EVO%20Logo-1.png</image:loc><image:caption>EVOLogo1</image:caption><image:title>EVOLogo1</image:title></image:image><lastmod>2022-01-20</lastmod></url><url><loc>https://www.calyxsoftware.com/calyx-wholesale-marketplace</loc><video:video><video:thumbnail_loc>https://www.calyxsoftware.com/hubfs/Calyx%20Wholesale%20Marketplace.mp4/medium.jpg</video:thumbnail_loc><video:title>Calyx Wholesale Marketplace</video:title><video:description>Calyx Wholesale Marketplace</video:description><video:content_loc>https://www.calyxsoftware.com/hubfs/Calyx%20Wholesale%20Marketplace.mp4</video:content_loc><video:duration>41</video:duration><video:requires_subscription>no</video:requires_subscription><video:live>no</video:live></video:video><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Wholesale%20MarketPlace.jpg</image:loc><image:caption>CalyxWholesaleMarketPlace</image:caption><image:title>CalyxWholesaleMarketPlace</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-03-22</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-entering-buydowns</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/new-urla</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3101-creating-installation-settings-for-pointcentral-environments</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/when-do-i-get-charged-for-using-zip-zip-is-3/application-1.50/esign-package-sent</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6446-user-not-authenticated</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2626-exporting-a-loan-file-to-fannie-mae-3.4-mismo-format-point-v10.5-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3128-freddie-crit0039-regulation-z-total-points-and-fees-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6619-connecting/creating-data-folders-from-point-administrator-do-not-appear-or-save</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6425-auto-file-naming-algorithm-has-hit-its-limit.-no-more-files-can-be-created</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/more-lending-non-agency-loan-products</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Mid-america-mortgage.png</image:loc><image:caption>Midamericamortgage</image:caption><image:title>Midamericamortgage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2013-entering-a-construction-to-perm-loan-with-a-payoff</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1901-connecting-to-an-existing-templates-directory-pnttempl</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/maximizing-your-productivity-in-a-tight-market</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Housing%20Market.jpg</image:loc><image:caption>HousingMarket</image:caption><image:title>HousingMarket</image:title></image:image><lastmod>2023-02-17</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2518-using-the-anti-steering-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/KB%20icon%20zenly-1.png</image:loc><image:caption>KBiconzenly1</image:caption><image:title>KBiconzenly1</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zenly%20KB%20Header.jpg</image:loc><image:caption>ZenlyKBHeader</image:caption><image:title>ZenlyKBHeader</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6702-unable-to-modify-existing-files-on-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-setup-zip-reminder-email</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6312-resolving-ucd-freddie-mac-critical-edits</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-customize-the-drop-list-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6305-compatibility-error-when-creating-a-new-borrower-file-with-a-master-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2511-calculating-a-buydown-mortgage</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2003-processing-construction-loans</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-secure-document-delivery</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6482-invalid-casefile-id-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5202-lpa-evaluation-statuses</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/MCR%20Quarterly%20Report.jpg</image:loc><image:caption>MCRQuarterlyReport</image:caption><image:title>MCRQuarterlyReport</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Alternative%20Mortgage%20Finance%20Options.jpg</image:loc><image:caption>AlternativeMortgageFinanceOptions</image:caption><image:title>AlternativeMortgageFinanceOptions</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Cost%20of%20Compliance.jpg</image:loc><image:caption>CostofCompliance</image:caption><image:title>CostofCompliance</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/icons/arrow-right.svg</image:loc><image:caption>arrowright</image:caption><image:title>arrowright</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/2026-Reality-Check.jpg</image:loc><image:caption>2026RealityCheck</image:caption><image:title>2026RealityCheck</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/HELOC.jpg</image:loc><image:caption>HELOC</image:caption><image:title>HELOC</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Digital%20Mortgage%20Revolution.jpg</image:loc><image:caption>DigitalMortgageRevolution</image:caption><image:title>DigitalMortgageRevolution</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Fee%20Cures%20Draining.jpg</image:loc><image:caption>FeeCuresDraining</image:caption><image:title>FeeCuresDraining</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><lastmod>2023-08-29</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7003-setting-your-company-defaults-for-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/111368-fannie-mae-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7001-requesting-borrower-documents-using-zip-with-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6367-unsupported-operation-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6731-fannie-mae-freezes-during-submission</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2522-the-4506-c-form-ives-request-for-transcript-of-tax-return-point-version-10.5</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc055-crit0053-itemization-of-taxes-insurance-and-assessments-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6005-deleting-all-amyuni-driver-versions</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6721-electronic-signature-date-stamp-shows-loan-out-of-compliance</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6739-credit-agency-missing-from-the-freddie-mac-loan-prospector%C3%AF-setup-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0525-creating-a-custom-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3309-assigning-access-rights-to-a-template-set</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2705-setting-up-point-security</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/get-support</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/onboarding.svg</image:loc><image:caption>onboarding</image:caption><image:title>onboarding</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/support/professional-services.svg</image:loc><image:caption>professionalservices</image:caption><image:title>professionalservices</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/support/access-your-account.svg</image:loc><image:caption>accessyouraccount</image:caption><image:title>accessyouraccount</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/support/customer-service.svg</image:loc><image:caption>customerservice</image:caption><image:title>customerservice</image:title></image:image><lastmod>2025-05-27</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/docmagic-lender-vs-alternate-lender</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3403-creating-rules-in-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2202-l-prefix-printing-next-to-fees-on-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-network-interface-added-guardiandocs-and-aaa-free-flood-certificates</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1402-using-the-debt-consolidation-worksheet</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3020-freddie-dqc111-crit0044-a-buydown-funding-indicator-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3312-assigning-user-or-user-group-access-rights-to-a-data-folder</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5404-requesting-flood-certification-reports</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6300-there-is-an-error-with-the-setting-of-fee-worksheet-to-fees-amt</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6390-unable-to-index-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2625-importing-online-loan-applications-v10.4-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/docmagic-interest-rate-reduction-refinance-loan-data</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6628-unable-to-access-the-document-repository-or-open-documents</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2622-completing-the-regulatorconnect-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-11-missing-alternateloanidentifier</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/where-are-my-data-folders-and-templates-saved-on-my-computer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1137-generating-mers-min-numbers-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6006-deleting-the-pointcentral-folder-cache</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/whats-the-deal-with-the-new-urla</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Fannie%20and%20Freddie%20Talk%20Whats%20the%20Deal%20with%20the%20New%20URLA.jpg</image:loc><image:caption>FannieandFreddieTalkWhatstheDealwiththeNewURLA</image:caption><image:title>FannieandFreddieTalkWhatstheDealwiththeNewURLA</image:title></image:image><lastmod>2019-05-07</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-adding-an-email-signature-in-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3202-full-forced-synchronization-of-pointcentral-data-fields</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6608-truth-in-lending-does-not-print-correctly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2758-point-mobile-editable-fields</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3415-integrated-disclosure-amt-paid-by-borrower-required-on-purchase</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/mid-america-mortgage-products-available-to-calyx-customers</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Mid-america-mortgage.png</image:loc><image:caption>Midamericamortgage</image:caption><image:title>Midamericamortgage</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6511-phase-3-fannie-mae-freddie-mac-ucd-errors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3021-freddie-dqc290-crit0045-dqc4000-crit0051-payment-frequency</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2603-entering-the-usda-annual-fee</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118336-number-of-units-is-0-or-missing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-software-latest-release-provides-qm-findings</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3008-the-closing-date-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1400-generating-reports</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6364-failed-to-initialize-com-objects-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6326-pds-error-code-38-the-loan-you-have-requested-is-currently-not-accessible</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/can-i-disable-fields-that-i-dont-want-my-los-to-use</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1612-e-mailing-a-point-data-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6629-total-loan-amount-not-reporting-correctly-on-hmda-report</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2101-how-to-input-lender-credits-to-show-on-the-loan-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6344-pmi-coverage-must-be-greater-than-or-equal-to-16</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/careers</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3599-3617</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2500-completing-the-written-list-of-service-providers-screen</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2631-creating-a-second-mortgage</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5405-requesting-an-automated-valuation-model-avm-report</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6416-could-not-load-file-or-assembly-microsoft.webservices2...opening-a-point-attachment</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-dqc647-crit0093</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/working-with-borrowers-digitally-webinar-2</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6653-point-administrator-changes-do-not-save</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2210-uniform-loan-delivery-dataset-phase-4a</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2611-changing-the-status-of-a-loan</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-new-branding-and-enhanced-service-tool</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx-Rebrand-PR.png</image:loc><image:caption>CalyxRebrandPR</image:caption><image:title>CalyxRebrandPR</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3563</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7006-enabling-and-templating-borrower-document-collection-for-use-within-the-zip-interview-submission</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1805-importing-data-into-point-using-text-delimited-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1104-entering-company-information</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2617-creating-a-new-task</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/thanks-for-your-interest-in-calyx</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2024-01-05</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3423-closing-cost-fund-type-is-required-when-paid-by-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6325-pds-error-code-1-one-or-more-requested-point-fields-are-not-currently-supported-by-the-point-data-server</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2628-omitting-escrowed-payments-from-the-proposed-monthly-payment-total-v10.6-and-higher</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-import-lead-into-loan-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8005-setting-the-loan-originators-list-for-use-with-the-company-main-page</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3528</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1140-defaulting-the-hmda-loan-app-register-information</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/privacy-policy</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2026-01-20</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6451-fannie-mae-request-error-commserver-error/netrequest...is-not-marked-as-serializable</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/evolution-of-fintech-5-ways-technology-is-changing-banking-and-lending</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Evolution%20of%20FinTech%20-%205%20Ways%20Technology%20is%20Changing%20Banking%20and%20Lending%20.jpg</image:loc><image:caption>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:caption><image:title>EvolutionofFinTech5WaysTechnologyisChangingBankingandLending</image:title></image:image><lastmod>2019-05-07</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2509-completing-the-good-faith-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3313-rebuilding-template-sets</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1102-printing-the-right-to-receive-appraisal-statement</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3004-freddie-dqc115-crit0047-an-interest-only-indicator-is-required-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6641-enabling-the-discount-and-credit-fields-in-section-2-of-the-fees-worksheet</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/running-fannie-mae-and-freddie-mac-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-3126-freddie-crit0036-excluded-bona-fide-discount-points-percent-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1011-installing-point-on-multiple-computers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/kb-search-results</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Point%20KB%20Header.jpg</image:loc><image:caption>PointKBHeader</image:caption><image:title>PointKBHeader</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6360-ucdp-user-not-authenticated-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2027</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2606-adding-co-borrowers</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/kb-404</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Zenly%20KB%20Header.jpg</image:loc><image:caption>ZenlyKBHeader</image:caption><image:title>ZenlyKBHeader</image:title></image:image><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/2026-mortgage-market-reality-check-what-every-loan-originator-needs-to-know</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/2026-Reality-Check.jpg</image:loc><image:caption>2026RealityCheck</image:caption><image:title>2026RealityCheck</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2026-01-30</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/special-mortgages-for-unique-needs-originating-specialty-loans</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3306-construction-total-term-months-count-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/calyx-announces-calyx-wholesaler-marketplace</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/AdobeStock_253118145.jpeg</image:loc><image:caption>AdobeStock253118145</image:caption><image:title>AdobeStock253118145</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2022-01-17</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2306-fees-paid-by-lender-broker-seller-or-party-other-than-the-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3316-integrated-disclosure-section-total-amount-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6625-some-forms-print-half-a-page-or-legal-forms-print-on-letter</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/the-passage-of-the-housing-and-economic-recovery-act-hera-of-2008-and-title-v-the-secure-and-fair-enforcement-mortgage-licensing-act-safe-ac-1687959058184</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-loan-products</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1113-entering-the-ca-fair-lending-address</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/products/point/partners-vendors-integrations</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2025-02-13</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-111336-credit-agency-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1109-overriding-dates-on-disclosures</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/pointcentral-basic-rules-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/0792-submitting-through-uniform-collateral-data-portal-ucdp</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6355-the-difference-between-the-request-time-and-the-current-time-is-too-large</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/power-your-pipeline-with-caliber-home-loans-smart-start</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-import-files</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2814-copying-point-files-from-one-computer-to-another</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-118357-field-02a-070-number-of-units-is-0-or-missing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1601-emailing-files-or-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/7009-setting-default-formfree-credentials-for-receiving-non-watermarked-voa-documents</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6351-point-is-not-properly-installed-on-your-computer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2610-frequently-asked-questions</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2604-completing-the-credit-score-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1807-exporting-point-data-to-a-text-file-using-an-export-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/freddie-dqc0077</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6620-the-send-button-is-missing-in-outlook-when-launching-e-mail-from-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2630-converting-a-classic-1003-to-a-new-urla-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1114-creating-default-investor-shipping-profiles</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3418-closing-adjustment-seller-credit-amt-required-on-purchase-when-item-is-paid-by-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1406-using-the-loan-profit-summary-report-banker-with-excel</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-5-root-element-is-missing</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6733-the-current-residence-indicator-does-not-transfer-to-loan-prospector</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1803-importing-contour-files-into-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6419-were-sorry-but-this-install-type-is-not-available</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1136-assigning-a-loan-number-lender-case-no</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-118370</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc2727-crit0063-paid-already-by-or-on-behalf-of-borrower-type-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1108-creating-the-default-trailing-documents-list</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3572-3590</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3903-importing-a-cardex-database</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6736-co-borrower-1-information-does-not-transfer-to-freddie-mac</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/the-importance-of-consistent-marketing-in-2024</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/The%20Importance%20of%20Marketing%20in%202024.png</image:loc><image:caption>TheImportanceofMarketingin2024</image:caption><image:title>TheImportanceofMarketingin2024</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2024-02-20</lastmod></url><url><loc>https://www.calyxsoftware.com/products</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point-central.svg</image:loc><image:caption>pointcentral</image:caption><image:title>pointcentral</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/mortgage-brokers.svg</image:loc><image:caption>mortgagebrokers</image:caption><image:title>mortgagebrokers</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point.svg</image:loc><image:caption>point</image:caption><image:title>point</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/resources.svg</image:loc><image:caption>resources</image:caption><image:title>resources</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/financial-institutions.svg</image:loc><image:caption>financialinstitutions</image:caption><image:title>financialinstitutions</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/homepage/mortgage-bankers.svg</image:loc><image:caption>mortgagebankers</image:caption><image:title>mortgagebankers</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/implmentation-team.svg</image:loc><image:caption>implmentationteam</image:caption><image:title>implmentationteam</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/onboarding.svg</image:loc><image:caption>onboarding</image:caption><image:title>onboarding</image:title></image:image><lastmod>2023-08-25</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1301-attaching-documents-to-the-point-file</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2008-creating-an-investment-loan-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/tutorial-creating-custom-forms</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/homeowners-insurance-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/invalid-edi-code</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6365-partyroletype-loanseller-is-missing-value</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/advanced-business-rules-for-pointcentral-admins-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/there-are-some-situations-where-your-computer-may-have-crashed-or-you-may-be-getting-a-new-one.-you-must-first-remove-the-point-installation-1689615658608</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8131-running-reports-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6704-verifying-and-removing-duplicate-fields</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3611-binding-an-ssl-certificate-to-pointcentral-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/i-dont-see-my-files-in-point.-how-do-i-make-my-files-visible-in-point-again</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6616-anti-steering-screen-does-not-align-columns-correctly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2204-printing-the-estimated-property-value-on-the-closing-disclosure</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1118-creating-document-package-types</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/what-are-the-system-requirements-for-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3317-liability-secured-by-subject-property-indicator-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1503-creating-a-default-set-of-fees-closing-cost-scenarios</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-3024-freddie-dqc117-crit0048-a-balloon-indicator-is-required-1</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6000-updating-internet-security-in-ie</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/fannie-mae-request-code-general</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/dqc2721-crit0064-seller-credits-are-required-and-must-be-greater-than-or-equal-to-0</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/freddie-mac-loan-product-advisor</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2023-10-31</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/code-113999-113902-113309</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2014-entering-the-monthly-and-up-front-mortgage-insurance-premium</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8123-using-email-signatures-in-zip</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/new-integration-with-asurity-technologies</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Asurity-2.png</image:loc><image:caption>Asurity2</image:caption><image:title>Asurity2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2022-10-21</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1409-locating-unmarried-co-borrower-files-when-generating-a-hmda-report</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2011-entering-a-construction-to-perm-loan-with-property-purchase</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6383-word-could-not-fire-the-event</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2808-changes-to-the-mip-box</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3134-appraisal-document-file-identifier-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1401-using-the-open-house-flyer</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-loan-comparison</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3174-disbursement-date-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6448-institution-id-not-specified-in-the-request...is-not-valid-for-the-user-id-/-not-a-valid-institution-for-this-user.-index-out-of-range</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0028-the-average-prime-offer-rate-apor-is-required</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6316-point-could-not-connect-to-point-data-server...unable-to-generate-a-temporary-class</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3413-ucd-section-amt-required-on-purchase-when-integrated-disclosure-due-from-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/first-national-user-conference-agenda</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calendar-Agena-Conference.png</image:loc><image:caption>CalendarAgenaConference</image:caption><image:title>CalendarAgenaConference</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><lastmod>2019-06-19</lastmod></url><url><loc>https://www.calyxsoftware.com/thank-you-for-contacting-calyx</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3603-setting-up-forward-lookup-zone-for-use-with-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6453-fannie-mae-do/du-exception-has-thrown-error</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/paying-it-forward-for-the-kids</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Paying%20it%20Forward.jpg</image:loc><image:caption>PayingitForward</image:caption><image:title>PayingitForward</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Cares.jpg</image:loc><image:caption>CalyxCares</image:caption><image:title>CalyxCares</image:title></image:image><lastmod>2023-02-06</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2409-va-req/cert-of-reasonable-value-26-1805</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/troubleshooting-for-pointcentral-administrators-webinar</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1141-setting-an-external-web-browser-for-use-in-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-do-i-connect-zip-to-point</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/8118-applying-a-fee-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/how-do-i-request-documents-from-a-borrower-in-zenly</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/press-releases/vendor-integration-with-mortech</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Mortech-Zillow-logo.jpg</image:loc><image:caption>MortechZillowlogo</image:caption><image:title>MortechZillowlogo</image:title></image:image><lastmod>2020-11-18</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/fannie-mae-error-5</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6418-external-component-has-thrown-an-exception</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2516-completing-the-notice-of-action-taken</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/crit0008-a-valuation-amount-or-an-estimated-amount-is-required-for-the-subject-property</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/1502-creating-a-loan-program-template</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6329-pds-error-code-4-the-maximum-allowed-number-of-loans-per-list-has-been-reached</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6732-fannie-mae-prompts-to-save-servicerouter.aspx</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/mortgage-loan-origination-software-customer-success</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/banner/bottom-cta-banner-with-overlay.jpg</image:loc><image:caption>bottomctabannerwithoverlay</image:caption><image:title>bottomctabannerwithoverlay</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2020-04-15</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/change-management-why-having-an-experienced-los-provider-is-key</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Blog%20Images/Don%E2%80%99t%20Fight%20the%20Change%20in%20Change%20Management%20Why%20Having%20an%20Experienced%20LOS%20Provider%20Is%20Key%20.jpg</image:loc><image:caption>DontFighttheChangeinChangeManagementWhyHavinganExperiencedLOSProviderIsKey</image:caption><image:title>DontFighttheChangeinChangeManagementWhyHavinganExperiencedLOSProviderIsKey</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><lastmod>2019-09-24</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2804-common-file-types</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2501-adding-fields-to-custom-forms-that-are-not-listed-in-the-select-point-field-dropdown-list</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6510-phase-2-fannie-mae-freddie-mac-ucd-errors</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/firstclose-integrated-with-point</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/The%20New%20Normal%20in%20Lending-2.jpeg</image:loc><image:caption>TheNewNormalinLending2</image:caption><image:title>TheNewNormalinLending2</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><lastmod>2023-07-26</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2025-disclosing-with-single-transfer-tax-fee-description</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6357-a-financial-institution-is-missing.-provide-the-data</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/zenly-knowledge-base/tutorial-pulling-credit</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6387-word-could-not-finish-merging-these-documents-or-inserting-this-database</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6314-could-not-send-package-to-ink-it-error-29</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/keys-to-your-non-qm-lending-success</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/editing-the-product-line-on-the-loan-estimate</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/mortgage-technology-clients/mortgage-brokers</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Delays.jpg</image:loc><image:caption>Delays</image:caption><image:title>Delays</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/mortgage-brokers-training-when-you-want-it.jpg</image:loc><image:caption>mortgagebrokerstrainingwhenyouwantit</image:caption><image:title>mortgagebrokerstrainingwhenyouwantit</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/favicon.png</image:loc><image:caption>favicon</image:caption><image:title>favicon</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/increase-production.svg</image:loc><image:caption>increaseproduction</image:caption><image:title>increaseproduction</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/software-costs.svg</image:loc><image:caption>softwarecosts</image:caption><image:title>softwarecosts</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/regulations.svg</image:loc><image:caption>regulations</image:caption><image:title>regulations</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point.svg</image:loc><image:caption>point</image:caption><image:title>point</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/improve-accuracy.svg</image:loc><image:caption>improveaccuracy</image:caption><image:title>improveaccuracy</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Approved-Vs-Qualified.png</image:loc><image:caption>ApprovedVsQualified</image:caption><image:title>ApprovedVsQualified</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Avoiding%20Compliance%20Pitfalls.jpg</image:loc><image:caption>AvoidingCompliancePitfalls</image:caption><image:title>AvoidingCompliancePitfalls</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/ongoing-support.svg</image:loc><image:caption>ongoingsupport</image:caption><image:title>ongoingsupport</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/point-central.svg</image:loc><image:caption>pointcentral</image:caption><image:title>pointcentral</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/mortgage-brokers-hero.jpg</image:loc><image:caption>mortgagebrokershero</image:caption><image:title>mortgagebrokershero</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/_img/solutions/integrated-partners.svg</image:loc><image:caption>integratedpartners</image:caption><image:title>integratedpartners</image:title></image:image><lastmod>2023-10-06</lastmod></url><url><loc>https://www.calyxsoftware.com/blog/using-technology-to-succeed-this-spring-homebuying-season</loc><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Calyx%20Logos%20and%20Headers/Calyx_PrimaryLogo_Horiz_RGB.png</image:loc><image:caption>CalyxPrimaryLogoHorizRGB</image:caption><image:title>CalyxPrimaryLogoHorizRGB</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Caly%20Software.svg</image:loc><image:caption>CalySoftware</image:caption><image:title>CalySoftware</image:title></image:image><image:image><image:loc>https://www.calyxsoftware.com/hubfs/Mortgage%20Technology-1.jpeg</image:loc><image:caption>MortgageTechnology1</image:caption><image:title>MortgageTechnology1</image:title></image:image><lastmod>2023-11-06</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/how-can-i-send-a-document-request-to-a-borrower</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/6437-error-on-line-3-position-271</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/5802-unpaid-balance-amount-for-uldd-export</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/3306-copying-a-template-set-using-pointcentral</loc><lastmod>2025-12-10</lastmod></url><url><loc>https://www.calyxsoftware.com/point-knowledge-base/2351-locating-a-loan-file-after-generating-the-hmda-report</loc><lastmod>2025-12-10</lastmod></url></urlset>