8102 Pulling Credit and Importing Liabilities

1. Open the loan file you will be pulling credit for.

2. Select the Services tab.

3. Verify that the borrower set you will be pulling credit on is selected as the Primary.

Note: if using a co-borrower, the section title will show Credit Order - Joint.

4. Use the Credit Agency dropdown to select the vendor you will be using for this transaction.

5. Use the Request Action Type dropdown to select the service type you are requesting.

Note: You can Order New Report, Re-issue Existing Report, Upgrade Existing Report, or Retrieve Updated Report.

6. Use the Report Type dropdown to select the report type.

7. If you are re-issuing a previously pulled report, complete the Report Identifier field.

8. If you are paying for this report at time of pull via the borrower's credit card, check the Credit Card Payment box.

9. Click the Submit button.

a. If the Credit Card Payment checkbox is selected, the Pay with Credit Card window will open. Complete the available fields and click the Continue Order button.

b. If no credentials have been saved in the Services Settings, you will be asked for them this time.

Once the communication is complete, the full credit report will open for you to review.

10. Close the Credit Report results screen.

Note: The full report and any credit alerts are saved to the file and can be opened, reviewed, and downloaded as needed.

11. The Order Results section will populate.

12. Click the Import Liabilities icon to populate the file.

13. If you do not wish to include any closed accounts or those with a $0 balance, select the appropriate Ignore checkbox.

14. Click Yes.

The Copy to Liabilities dialog box will close.

15. Click the Application tab.

16. From the Borrower screen scroll to the Liabilities section to view all imported liabilities.

You can select the individual line items to edit as appropriate. Click the Save & Close button after each edit to move to the next.

When ready, click the Save button at the top of the workspace.