Phase 3 of Fannie Mae and Freddie Mac UCD error messages.
Fannie 3506 3542 3550 3551 3555 3556 Freddie DQC2910 CRIT0125 DQC2911 CRIT0123 DQC1327 CRIT0126 DQC2917 CRIT0127.
- Fee Actual Payment Amount is required for Loan Discount Points.
- Loan Discount Points must be provided, even if a $0 value.
- For Loan Discount Points, when Fee Total Percent is provided and not equal to 0, Fee Paid By Type is required.
- For Loan Discount Points, when Fee Total Percent is provided and not equal to 0, Fee Payment Paid By Type must be a valid enumeration.
- For Loan Discount Points, Fee Total Percent is required when Fee Actual Payment Amount is not equal to $0.
- For Loan Discount Points, Fee Total Percent is equal to 0 when Fee Actual Payment Amount is not equal to $0.
- The percent of Loan Amount (Points) item is required in the Origination Charges section.
- A non-zero value for % of Loan Amount is required for loans with Points not equal to '$0' in the Origination Charges Section.
- FeePaymentPaidByType is required and must = one of 'Buyer', 'Lender', 'Seller' or 'ThirdParty' when LoanPurposeType = 'Purchase', for 'LoanDiscountPoints' and FeeActualPaymentAmount is not '0' in the Integration Disclosure Section.
Fannie 3508 3531 3532.
- For Origination Charges, Fee Actual Payment Amount is required for all fees.
- For Origination Charges, when Fee Actual Payment Amount is provided, Fee Payment Paid By Type is required.
- For Origination Charges, Fee Payment Paid By Type must be a valid enumeration.
Fannie 3515 3535 3536.
- For Services Borrower Did Not Shop For, Fee Actual Payment Amount is required for all fees.
- For Services Borrower Did Not Shop For, when Fee Actual Payment Amount is provided, Fee Payment Paid By Type is required.
- For Services Borrower Did Not Shop For, Fee Payment Paid By Type must be a valid enumeration.
Fannie 3521 3539 3540.
- For Services Borrower Did Shop For, Fee Actual Payment Amount is required for all fees.
- For Services Borrower Did Shop For, when Fee Actual Payment Amount is provided, Fee Payment Paid By Type is required.
- For Services Borrower Did Shop For, Fee Payment Paid By Type must be a valid enumeration.
Fannie 3529 3530.
- For Origination Charges, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
- For Origination Charges, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
Fannie 3533 3534.
- For Services Borrower Did Not Shop For, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
- For Services Borrower Did Not Shop For, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
Fannie 3596 3597 3598 3602 3615 3622 3644 Freddie DQC536 CRIT0245.
- For Prepaids, Prepaid Item Actual Payment Amount is required.
- When Prepaid Item Type is equal to 'PrepaidInterest', Prepaid Actual Payment Amount must be provided, even if a $0 value.
- For each Prepaid item, Prepaid Item Payment Paid By Type is required.
- For Prepaids, Prepaid Item Payment Paid By Type is required and must be a valid enumeration.
- For Prepaids, Prepaid Item Payment Paid By Type is required and must be a valid enumeration.
- Prepaid Item Paid From Date must be provided when Prepaid Item Actual Payment Amount for Prepaid Interest exists and does not equal $0.
- Prepaid Item Paid Through Date must be provided when Prepaid Item Actual Payment Amount for Prepaid Interest exists and does not equal $0.
- The Prepaid Interest Item 'from' and 'to' dates are required when the sum of Paid By amounts is not zero.
Fannie 3629.
- For Prepaids, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
Fannie 3568 3585 3604 3605 3606 3607 3614 Freddie DQC502 CRIT0116.
- For Recording Fees, Fee Actual Total Amount is required when a Fee Type of Recording Fee for Deed or Recording Fee for Mortgage is provided.
- Fee Actual Total Amount must be provided and be greater than $0 when the Fee Type of Recording Fee For Deed or Recording Fee For Mortgage exists.
- For Taxes And Other Government Fees, a Recording Fee Type of Recording Fee for Deed or Recording Fee for Mortgage must be provided when a Recording Fee Actual Payment Amount exists.
- Recording Fee Total must be provided when Recording Fee for Deed or Recording Fee for Mortgage exists and Fee Actual Total Amount does not equal $0.
- Fee Types of 'RecordingFeeForDeed' and 'RecordingFeeForMortgage' are only valid enumerations in the Taxes and Other Government Fees section.
- The Integrated Disclosure Section Type must be equal to Taxes and Other Government Fees when the Fee Type is equal to 'RecordingFeeTotal'.
- For Recording Fee Total, a valid enumeration for 'FeePaymentPaidByType' must be provided.
- The total amount(s) for Recording Fee (Deed) and Recording Fee (Mortgage) are required in the TaxesAndOtherGovernmentFees section.
Fannie 3557 3601 3635.
- When Fee Payment Paid By Type equals Seller, Loan Purpose must equal Purchase.
- When Prepaid Item Payment Paid By Type equals Seller, Loan Purpose must equal Purchase.
- When Escrow Item Payment Paid By Type equals Seller, Loan Purpose must equal Purchase.
Fannie 3573 3574 3583.
- Fee Payment Paid By Type for Taxes and Other Government Fees must be provided.
- For Taxes and Other Government Fees, Fee Actual Payment Amount is required for all fees (except for RecordingFeeForMortgage and RecordingFeeForDeed).
- Fee Payment Paid By Type for Taxes and Other Government Fees must be a valid enumeration.
Fannie 3594 3616 3620 Freddie DQC2452 CRIT0230.
- For Prepaid Interest, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required. For Prepaid Interest, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
- For Prepaids, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
- For Prepaid Interest, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
- The Prepaid Interest item must be provided required for each transaction. '$ per day' and Paid By amounts may be '$0'.
Fannie 3600 3618 3625.
- For Other Costs, when Fee Actual Payment Amount is provided, Fee Payment Paid By Type is required to identify who paid the fee.
- For Other Costs, Fee Payment Paid By Type must be a valid enumeration.
- For Other Costs, Fee Actual Payment Amount is required for all fees.
Fannie 3637 3641 3642.
- For Initial Escrow Payment At Closing, Escrow Item Payment Paid By Type is required and must be a valid enumeration.
- For Initial Escrow Payment At Closing, Escrow Item Payment Paid By Type is required.
- For Initial Escrow Payment At Closing, Escrow Item Actual Payment Amount is required.
Fannie 3526.
- Fee Type for Origination Charges must be a valid enumeration.
Fannie 3527.
- Fee Type for Services Borrower Did Not Shop For must be a valid enumeration.
Fannie 3528.
- Fee Type for Services Borrower Did Shop For must be a valid enumeration.
Fannie 3537 3538.
- For Services Borrower Did Shop For, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
- For Services Borrower Did Shop For, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
Fannie 3560.
- Fee Type for Origination Charges is required and must be a valid enumeration. When FeeType equals "Other", the Fee Type Other Description is required.
Fannie 3563.
- Fee Type for Services Borrower Did Not Shop For is required and must be a valid enumeration. When FeeType equals "Other", the Fee Type Other Description is required.
Fannie 3565.
- Fee Type for Services Borrower Did Not Shop For is required and must be a valid enumeration. When FeeType equals "Other", the Fee Type Other Description is required.
Fannie 3572 3590.
- Fee Type for Taxes and Other Government Fees is required and must be a valid enumeration. When FeeType equals "Other", the Fee Type Other Description is required.
- Fee Type for Services Borrower Did Shop For must be a valid enumeration.
Fannie 3633.
- For Initial Escrow Payment At Closing, Escrow Item Type must be a valid enumeration.
Fannie 3591 3647.
- Fee Type for Taxes and Other Government Fees is required and must be a valid enumeration. When FeeType equals "Other", the Fee Type Other Description is required.
Fannie 3553 3554.
- For Loan Discount Points, when Fee Total Percent is provided and not equal to 0, Fee Paid To Type is required. When FeeType equals "Other", the Fee Type Other Description is required.
- Fee Paid To Type for Loan Discount Points must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
Fannie 3599 3617.
- For Other Costs, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
- For Other Costs, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description must be a valid enumeration.
Fannie 3636 3640.
- For Initial Escrow Payment At Closing, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is must be a valid enumeration.
- For Initial Escrow Payment At Closing, Fee Paid to Type is required and must be a valid enumeration. When Fee Paid to Type equals "Other", the Fee Paid To Type Other Description is required.
Fannie 3603 Freddie DQC1416 CRIT0090.
- An Integrated Disclosure SubSection Type of 'LenderCredits' is required in the submission, even if a $0 value.
- Lender Credits must be delivered in the Total Closing Costs Section.
Freddie DQC1331 CRIT0102.
- A valid fee is required for the Paid By amount of '$0.00' paid to 'Payee' in the 'Integrated Disclosure Section’.
Freddie CRIT0136 DQC1320 DQC1321 CRIT0137 CRIT0138 DQC1310 CRIT0266 DQC544 CRIT0240 DQC2965 CRIT0140.
- The type of entity to which the fee is being paid is required and must be one of 'Broker', 'Investor', 'Lender', 'ThirdPartyProvider', 'Other-BrokerAffiliate', or 'Other-LenderAffiliate' when the % of Loan Amount is not zero for a loan with Points in the Integrated Disclosure Section Type.
- The type of entity to which the fee is being paid is required and must be one of 'Broker', 'Investor', 'Lender', 'ThirdPartyProvider', 'Other-BrokerAffiliate', or 'Other-LenderAffiliate' when the Paid By amount is not equal '0' for the item Fee Type in the Integrated Disclosure Section Type.
- The type of entity to which the fee is being paid is required and must be one of 'Broker', 'Investor', 'Lender', 'ThirdPartyProvider', 'Other-BrokerAffiliate', or 'Other-LenderAffiliate' when the Paid By amount is not equal to '0' for the escrow item Escrow Item Type.
- The type of entity to which the fee is being paid is required and must be 'Broker', 'Investor', 'Lender', 'ThirdPartyProvider', 'Other-BrokerAffiliate', or 'Other-LenderAffiliate' when the Paid By amount is not equal to '0' for the prepaid item Prepaid Item Type.
- The type of entity to which the fee is being paid is required and must be either 'Broker', 'Investor', 'Lender', 'ThirdPartyProvider' or 'Other' for the fee type of Fee Type in the Integrated Disclosure Section Type.
Freddie DQC647 CRIT0019.
- The Tolerance Cure amount must be provided when the Lender Credits amount is not $0.